Side-by-side · Q2 2026 data
Chessie Federal Credit Union vs Preston Federal Credit Union
Credit union
Preston Federal Credit Union
Kingwood, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Chessie Federal Credit Union | Preston Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 81 |
| Capital cushion | 88 (stronger) | 86 |
| Loan quality | 73 (stronger) | 63 |
| Earnings | 70 | 74 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 83rd | 68th |
| Total assets | $434.4M | $31.2M |
| Deposits / shares | $372.3M | $26.9M |
| Capital ratio | 13.83% (stronger) | 13.63% |
| Problem loans | 0.82% (stronger) | 1.10% |
| Net charge-offs | 0.33% | 0.29% (stronger) |
| Return on assets | 1.24% | 1.35% (stronger) |
| Loans ÷ deposits | 59.1% | 39.2% (stronger) |
| Uninsured deposits | 1.9% (stronger) | 7.1% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.2% | — |
Chessie Federal Credit Union has the higher TellerScore (83 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Chessie Federal Credit Union leads on 4 and Preston Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.