Side-by-side · Q2 2026 data
Chessie Federal Credit Union vs Wepco Federal Credit Union
Metric by metric
| Measure | Chessie Federal Credit Union | Wepco Federal Credit Union |
|---|---|---|
| TellerScore | 83 | 86 (stronger) |
| Capital cushion | 88 | 100 (stronger) |
| Loan quality | 73 (stronger) | 67 |
| Earnings | 70 | 86 (stronger) |
| Funding & liquidity | 100 (stronger) | 84 |
| Problem-loan coverage | 94 (stronger) | 91 |
| Peer percentile | 83rd | 89th |
| Total assets | $434.4M | $399.3M |
| Deposits / shares | $372.3M | $336.7M |
| Capital ratio | 13.83% | 15.46% (stronger) |
| Problem loans | 0.82% (stronger) | 0.98% |
| Net charge-offs | 0.33% (stronger) | 0.83% |
| Return on assets | 1.24% | 1.65% (stronger) |
| Loans ÷ deposits | 59.1% (stronger) | 76.6% |
| Uninsured deposits | 1.9% (stronger) | 5.4% |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.2% | 15.5% |
Wepco Federal Credit Union has the higher TellerScore (86 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Chessie Federal Credit Union leads on 4 and Wepco Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Cumberland, MD
- LaVale, MD
- Keyser, WV