Side-by-side · Q2 2026 data
Children'S Medical Center Federal Credit Union vs Deca Credit Union
Credit union
Children'S Medical Center Federal Credit Union
Cincinnati, Ohio · Under $100 million in assets
Metric by metric
| Measure | Children'S Medical Center Federal Credit Union | Deca Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 90 |
| Capital cushion | 100 | 100 |
| Loan quality | 83 | 85 (stronger) |
| Earnings | 79 | 89 (stronger) |
| Funding & liquidity | 99 (stronger) | 75 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 90th | 89th |
| Total assets | $46.8M | $7.6M |
| Deposits / shares | $37.1M | $6.1M |
| Capital ratio | 20.33% (stronger) | 18.92% |
| Problem loans | 0.52% | 0.45% (stronger) |
| Net charge-offs | 0.17% | -0.01% (stronger) |
| Return on assets | 1.48% | 1.74% (stronger) |
| Loans ÷ deposits | 43.9% (stronger) | 84.8% |
| Uninsured deposits | 16.2% | 0.1% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Children'S Medical Center Federal Credit Union has the higher TellerScore (91 vs 90). On the 7 directional measures above (where higher or lower is clearly better), Children'S Medical Center Federal Credit Union leads on 3 and Deca Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.