Side-by-side · Q2 2026 data
Chiphone Federal Credit Union vs Notre Dame Federal Credit Union
Metric by metric
| Measure | Chiphone Federal Credit Union | Notre Dame Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 60 |
| Loan quality | 87 (stronger) | 80 |
| Earnings | 50 | 50 |
| Funding & liquidity | 100 (stronger) | 47 |
| Problem-loan coverage | 98 (stronger) | 90 |
| Peer percentile | 91st | 36th |
| Total assets | $111.8M | $1.4B |
| Deposits / shares | $93.0M | $1.2B |
| Capital ratio | 16.43% (stronger) | 11.00% |
| Problem loans | 0.38% (stronger) | 0.59% |
| Net charge-offs | 1.85% | 0.32% (stronger) |
| Return on assets | 0.75% | 0.76% (stronger) |
| Loans ÷ deposits | 43.3% (stronger) | 100.1% |
| Uninsured deposits | 3.8% (stronger) | 26.8% |
| Offices | 5 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.7% | 19.7% |
Chiphone Federal Credit Union has the higher TellerScore (87 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Chiphone Federal Credit Union leads on 5 and Notre Dame Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.