Headquartered in Notre Dame, Indiana, Notre Dame Federal Credit Union is a federal credit union with $1.4B in total assets and $1.2B in member shares and deposits as of Q2 2026. It operates 8 offices. Its charter dates back to 1983.
Notre Dame Federal Credit Union has a TellerScore of 64 out of 100 (moderate) based on Q2 2026 data — higher than only 36% of its 454 credit unions with $1 billion – $10 billion. Among 121 credit unions headquartered in Indiana, it ranks 90th. Problem-loan coverage contributes the most (90/100, 4.8%); funding & liquidity contributes the least (47/100, 100% loans-to-deposits, 27% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 9 points (55 → 64), mostly because the loan quality component improved by 17 points.
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| Quarter | TellerScore |
|---|---|
| Q2 2024 | 59 |
| Q3 2024 | 58 |
| Q4 2024 | 56 |
| Q1 2025 | 58 |
| Q2 2025 | 55 |
| Q3 2025 | 61 |
| Q4 2025 | 58 |
| Q1 2026 | 60 |
| Q2 2026 | 64 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.14% |
| Q3 2024 | 9.96% |
| Q4 2024 | 9.62% |
| Q1 2025 | 9.46% |
| Q2 2025 | 9.55% |
| Q3 2025 | 9.66% |
| Q4 2025 | 9.35% |
| Q1 2026 | 9.24% |
| Q2 2026 | 11.00% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.97% |
| Q3 2024 | 0.97% |
| Q4 2024 | 0.95% |
| Q1 2025 | 0.83% |
| Q2 2025 | 1.11% |
| Q3 2025 | 0.54% |
| Q4 2025 | 0.62% |
| Q1 2026 | 0.57% |
| Q2 2026 | 0.59% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.75% |
| Q3 2024 | 0.68% |
| Q4 2024 | 0.60% |
| Q1 2025 | 0.63% |
| Q2 2025 | 0.62% |
| Q3 2025 | 0.61% |
| Q4 2025 | 0.64% |
| Q1 2026 | 0.77% |
| Q2 2026 | 0.76% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 64 | $1.4B | 11.00% | 0.59% | 0.76% | 100.1% |
| Q1 2026 | 60 | $1.3B | 9.24% | 0.57% | 0.77% | 94.5% |
| Q4 2025 | 58 | $1.3B | 9.35% | 0.62% | 0.64% | 95.3% |
| Q3 2025 | 61 | $1.2B | 9.66% | 0.54% | 0.61% | 94.4% |
| Q2 2025 | 55 | $1.2B | 9.55% | 1.11% | 0.62% | 93.3% |
| Q1 2025 | 58 | $1.2B | 9.46% | 0.83% | 0.63% | 93.0% |
| Q4 2024 | 56 | $1.2B | 9.62% | 0.95% | 0.60% | 94.2% |
| Q3 2024 | 58 | $1.2B | 9.96% | 0.97% | 0.68% | 94.0% |
| Q2 2024 | 59 | $1.1B | 10.14% | 0.97% | 0.75% | 95.6% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Indiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Crane Credit UnionCredit union Odon, IN | 69 out of 100, Moderate | $1.2B | 12.8% | 1.69% | vs |
| Heritage Federal Credit UnionCredit union Newburgh, IN | 77 out of 100, Strong | $1.0B | 12.3% | 0.33% | vs |
| Beacon Credit UnionCredit union Wabash, IN | 76 out of 100, Strong | $1.8B | 13.5% | 0.47% | vs |
| Midwest America Federal Credit UnionCredit union Fort Wayne, IN | 79 out of 100, Strong | $1.0B | 14.8% | 0.90% | vs |
| Interra Credit UnionCredit union Goshen, IN | 64 out of 100, Moderate | $2.1B | 9.1% | 0.16% | vs |
| Indiana University Credit UnionCredit union Bloomington, IN | 72 out of 100, Strong | $2.1B | 11.8% | 0.67% | vs |
Deposit insurance
Is my money safe at Notre Dame Federal Credit Union?
Yes. Notre Dame Federal Credit Union is a federally insured credit union (NCUA charter #24034). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 26.8% of shares and deposits ($323.4M) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 11.00%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
8 locations
Branches
Notre Dame Federal Credit Union lists 8 offices in 4 cities. Most locations:
- South Bend, IN (4)
- Notre Dame, IN (2)
- Granger, IN (1)
- Mishawaka, IN (1)
HMDA 2025
Mortgage lending
In 2025, Notre Dame Federal Credit Union reported 1,834 home-loan applications under HMDA (LEI 254900DNPJINSUKFZ002): 1,299 originated ($239,745,000 total), 331 denied, and 150 withdrawn or closed by the applicant. Its denial rate on decided applications was 19.7%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Notre Dame Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 24034
- RSSD ID
- 294395
- Primary regulator
- NCUA
- Established
- 1983
- Headquarters
- P.O. Box 7878, Notre Dame, IN 46556
- Employees
- 274
Quick answers
Notre Dame Federal Credit Union: common questions
Is Notre Dame Federal Credit Union NCUA insured?
Yes. Notre Dame Federal Credit Union is a federally insured credit union (NCUA charter #24034). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Notre Dame Federal Credit Union's TellerScore?
64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Notre Dame Federal Credit Union have?
8 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Notre Dame
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Policemen'S Federal Credit UnionCredit union South Bend, IN | 92 out of 100, Very strong | $95.5M | 16.4% | 0.29% | vs |
| Tlcu Financial Credit UnionCredit union Mishawaka, IN | 89 out of 100, Very strong | $59.4M | 16.0% | 0.45% | vs |
| Chiphone Federal Credit UnionCredit union Elkhart, IN | 87 out of 100, Very strong | $111.8M | 16.4% | 0.38% | vs |
| South Bend Firefighters Federal Credit UnionCredit union South Bend, IN | 82 out of 100, Strong | $64.3M | 23.6% | 1.07% | vs |
| 1st Source BankBank South Bend, IN | 75 out of 100, Strong | $9.3B | 13.7% | 0.99% | vs |
| United Federal Credit UnionCredit union St Joseph, MI | 75 out of 100, Strong | $4.4B | 11.9% | 0.71% | vs |