TellerScore

Headquartered in Notre Dame, Indiana, Notre Dame Federal Credit Union is a federal credit union with $1.4B in total assets and $1.2B in member shares and deposits as of Q2 2026. It operates 8 offices. Its charter dates back to 1983.

Notre Dame Federal Credit Union has a TellerScore of 64 out of 100 (moderate) based on Q2 2026 data — higher than only 36% of its 454 credit unions with $1 billion – $10 billion. Among 121 credit unions headquartered in Indiana, it ranks 90th. Problem-loan coverage contributes the most (90/100, 4.8%); funding & liquidity contributes the least (47/100, 100% loans-to-deposits, 27% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion60/100
Net worth ratio: 11.00%
Loan quality80/100
Loans 60+ days delinquent ÷ total loans: 0.59%
Earnings50/100
Return on assets (annualized): 0.76%
Funding & liquidity47/100
Loans ÷ shares: 100.1% · 26.8% uninsured
Problem-loan coverage90/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.78%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 9 points (55 → 64), mostly because the loan quality component improved by 17 points.

TellerScore
556064Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202459
Q3 202458
Q4 202456
Q1 202558
Q2 202555
Q3 202561
Q4 202558
Q1 202660
Q2 202664
Net worth ratio
7.00%9.00%11.00%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.14%
Q3 20249.96%
Q4 20249.62%
Q1 20259.46%
Q2 20259.55%
Q3 20259.66%
Q4 20259.35%
Q1 20269.24%
Q2 202611.00%
Delinquent loans (60+ days)
0.54%0.82%1.11%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.97%
Q3 20240.97%
Q4 20240.95%
Q1 20250.83%
Q2 20251.11%
Q3 20250.54%
Q4 20250.62%
Q1 20260.57%
Q2 20260.59%
Return on assets
0.60%0.69%0.77%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.75%
Q3 20240.68%
Q4 20240.60%
Q1 20250.63%
Q2 20250.62%
Q3 20250.61%
Q4 20250.64%
Q1 20260.77%
Q2 20260.76%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202664$1.4B11.00%0.59%0.76%100.1%
Q1 202660$1.3B9.24%0.57%0.77%94.5%
Q4 202558$1.3B9.35%0.62%0.64%95.3%
Q3 202561$1.2B9.66%0.54%0.61%94.4%
Q2 202555$1.2B9.55%1.11%0.62%93.3%
Q1 202558$1.2B9.46%0.83%0.63%93.0%
Q4 202456$1.2B9.62%0.95%0.60%94.2%
Q3 202458$1.2B9.96%0.97%0.68%94.0%
Q2 202459$1.1B10.14%0.97%0.75%95.6%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.00%
53rd
Problem loans0.59%
61st
Net charge-offs0.32%
73rd
Return on assets0.76%
45th
Loans to deposits100.1%
14th
Uninsured deposits26.8%
1st
Loan-loss reserves0.00%
50th
Texas ratio4.8%
50th

Similar-size credit unions in Indiana

InstitutionScoreAssetsCapitalProblem loansCompare
Crane Credit UnionCredit union Odon, IN69 out of 100, Moderate$1.2B12.8%1.69%vs
Heritage Federal Credit UnionCredit union Newburgh, IN77 out of 100, Strong$1.0B12.3%0.33%vs
Beacon Credit UnionCredit union Wabash, IN76 out of 100, Strong$1.8B13.5%0.47%vs
Midwest America Federal Credit UnionCredit union Fort Wayne, IN79 out of 100, Strong$1.0B14.8%0.90%vs
Interra Credit UnionCredit union Goshen, IN64 out of 100, Moderate$2.1B9.1%0.16%vs
Indiana University Credit UnionCredit union Bloomington, IN72 out of 100, Strong$2.1B11.8%0.67%vs

Deposit insurance

Is my money safe at Notre Dame Federal Credit Union?

Yes. Notre Dame Federal Credit Union is a federally insured credit union (NCUA charter #24034). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 26.8% of shares and deposits ($323.4M) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 11.00%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

8 locations

Branches

Notre Dame Federal Credit Union lists 8 offices in 4 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Notre Dame Federal Credit Union reported 1,834 home-loan applications under HMDA (LEI 254900DNPJINSUKFZ002): 1,299 originated ($239,745,000 total), 331 denied, and 150 withdrawn or closed by the applicant. Its denial rate on decided applications was 19.7%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Notre Dame Federal Credit Union
Type
Federal credit union
NCUA charter #
24034
RSSD ID
294395
Primary regulator
NCUA
Established
1983
Headquarters
P.O. Box 7878, Notre Dame, IN 46556
Employees
274

Quick answers

Notre Dame Federal Credit Union: common questions

Is Notre Dame Federal Credit Union NCUA insured?

Yes. Notre Dame Federal Credit Union is a federally insured credit union (NCUA charter #24034). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Notre Dame Federal Credit Union's TellerScore?

64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Notre Dame Federal Credit Union have?

8 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Notre Dame

InstitutionScoreAssetsCapitalProblem loansCompare
Policemen'S Federal Credit UnionCredit union South Bend, IN92 out of 100, Very strong$95.5M16.4%0.29%vs
Tlcu Financial Credit UnionCredit union Mishawaka, IN89 out of 100, Very strong$59.4M16.0%0.45%vs
Chiphone Federal Credit UnionCredit union Elkhart, IN87 out of 100, Very strong$111.8M16.4%0.38%vs
South Bend Firefighters Federal Credit UnionCredit union South Bend, IN82 out of 100, Strong$64.3M23.6%1.07%vs
1st Source BankBank South Bend, IN75 out of 100, Strong$9.3B13.7%0.99%vs
United Federal Credit UnionCredit union St Joseph, MI75 out of 100, Strong$4.4B11.9%0.71%vs