Side-by-side · Q2 2026 data
Chiphone Federal Credit Union vs Policemen'S Federal Credit Union
Credit union
Policemen'S Federal Credit Union
South Bend, Indiana · Under $100 million in assets
Metric by metric
| Measure | Chiphone Federal Credit Union | Policemen'S Federal Credit Union |
|---|---|---|
| TellerScore | 87 | 92 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 87 | 90 (stronger) |
| Earnings | 50 | 74 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 91st | 92nd |
| Total assets | $111.8M | $95.5M |
| Deposits / shares | $93.0M | $80.1M |
| Capital ratio | 16.43% (stronger) | 16.39% |
| Problem loans | 0.38% | 0.29% (stronger) |
| Net charge-offs | 1.85% | -0.04% (stronger) |
| Return on assets | 0.75% | 1.34% (stronger) |
| Loans ÷ deposits | 43.3% | 39.1% (stronger) |
| Uninsured deposits | 3.8% (stronger) | 9.0% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.7% | — |
Policemen'S Federal Credit Union has the higher TellerScore (92 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Chiphone Federal Credit Union leads on 2 and Policemen'S Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.