Side-by-side · Q2 2026 data
Chippewa Valley Bank vs Northwoods Community Credit Union
Credit union
Northwoods Community Credit Union
Park Falls, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | Chippewa Valley Bank | Northwoods Community Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 70 |
| Capital cushion | 37 | 59 (stronger) |
| Loan quality | 93 (stronger) | 81 |
| Earnings | 100 (stronger) | 38 |
| Funding & liquidity | 65 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 93 |
| Peer percentile | 57th | 40th |
| Total assets | $735.8M | $93.1M |
| Deposits / shares | $559.0M | $82.3M |
| Capital ratio | 8.74% | 10.86% (stronger) |
| Problem loans | 0.22% (stronger) | 0.58% |
| Net charge-offs | 0.00% (stronger) | 0.23% |
| Return on assets | 2.05% (stronger) | 0.44% |
| Loans ÷ deposits | 94.7% | 58.7% (stronger) |
| Uninsured deposits | 15.4% | 2.7% (stronger) |
| Offices | 13 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | — |
Chippewa Valley Bank has the higher TellerScore (74 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Chippewa Valley Bank leads on 4 and Northwoods Community Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Ashland, WI