Side-by-side · Q2 2026 data
Christo Rey Federal Credit Union vs Genfed Financial Credit Union
Metric by metric
| Measure | Christo Rey Federal Credit Union | Genfed Financial Credit Union |
|---|---|---|
| TellerScore | 71 | 79 (stronger) |
| Capital cushion | 39 | 100 (stronger) |
| Loan quality | 100 (stronger) | 54 |
| Earnings | 46 | 67 (stronger) |
| Funding & liquidity | 100 (stronger) | 88 |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 42nd | 76th |
| Total assets | $3.6M | $335.9M |
| Deposits / shares | $3.3M | $280.4M |
| Capital ratio | 8.91% | 16.78% (stronger) |
| Problem loans | 0.00% (stronger) | 1.38% |
| Net charge-offs | 0.00% (stronger) | 0.36% |
| Return on assets | 0.66% | 1.16% (stronger) |
| Loans ÷ deposits | 48.8% (stronger) | 72.7% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Genfed Financial Credit Union has the higher TellerScore (79 vs 71). On the 6 directional measures above (where higher or lower is clearly better), Christo Rey Federal Credit Union leads on 3 and Genfed Financial Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.