Side-by-side · Q2 2026 data
Christo Rey Federal Credit Union vs W T Community Federal Credit Union
Credit union
W T Community Federal Credit Union
Cincinnati, Ohio · Under $100 million in assets
Metric by metric
| Measure | Christo Rey Federal Credit Union | W T Community Federal Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 66 |
| Capital cushion | 39 | 48 (stronger) |
| Loan quality | 100 (stronger) | 97 |
| Earnings | 46 (stronger) | 13 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 42nd | 32nd |
| Total assets | $3.6M | $4.6M |
| Deposits / shares | $3.3M | $4.1M |
| Capital ratio | 8.91% | 9.77% (stronger) |
| Problem loans | 0.00% (stronger) | 0.09% |
| Net charge-offs | 0.00% (stronger) | 0.55% |
| Return on assets | 0.66% (stronger) | -0.17% |
| Loans ÷ deposits | 48.8% (stronger) | 57.7% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Christo Rey Federal Credit Union has the higher TellerScore (71 vs 66). On the 6 directional measures above (where higher or lower is clearly better), Christo Rey Federal Credit Union leads on 5 and W T Community Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.