Side-by-side · Q2 2026 data
Ciera Bank vs The Jacksboro National Bank
Metric by metric
| Measure | Ciera Bank | The Jacksboro National Bank |
|---|---|---|
| TellerScore | 66 | 83 (stronger) |
| Capital cushion | 61 | 64 (stronger) |
| Loan quality | 59 | 100 (stronger) |
| Earnings | 80 (stronger) | 78 |
| Funding & liquidity | 54 | 87 (stronger) |
| Problem-loan coverage | 85 | 100 (stronger) |
| Peer percentile | 31st | 84th |
| Total assets | $992.9M | $283.2M |
| Deposits / shares | $868.8M | $256.0M |
| Capital ratio | 11.13% | 11.42% (stronger) |
| Problem loans | 1.22% | 0.01% (stronger) |
| Net charge-offs | 0.22% | 0.05% (stronger) |
| Return on assets | 1.50% (stronger) | 1.46% |
| Loans ÷ deposits | 86.5% | 55.9% (stronger) |
| Uninsured deposits | 32.7% | 27.1% (stronger) |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.7% | — |
The Jacksboro National Bank has the higher TellerScore (83 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Ciera Bank leads on 1 and The Jacksboro National Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.