TellerScore

Headquartered in Jacksboro, Texas, The Jacksboro National Bank is a national bank with $283.2M in total assets and $256.0M in deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1905.

The Jacksboro National Bank has a TellerScore of 83 out of 100 (strong) based on Q2 2026 data — higher than 84% of its 2,650 banks with $100 million – $1 billion. Among 349 banks headquartered in Texas, it ranks 62nd. Loan quality contributes the most (100/100, 0.01%); capital cushion contributes the least (64/100, 11.42%).

TellerScore · Q2 2026

Scorecard

Capital cushion64/100
Tier 1 leverage ratio: 11.42%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.01%
Earnings78/100
Return on assets (annualized): 1.46%
Funding & liquidity87/100
Loans ÷ deposits and uninsured-deposit share: 55.9% · 27.1% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.05%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 7 points (76 → 83), mostly because the earnings component improved by 19 points.

TellerScore
697683Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202469
Q3 202473
Q4 202474
Q1 202574
Q2 202576
Q3 202579
Q4 202578
Q1 202681
Q2 202683
Tier 1 leverage ratio
5.00%8.21%11.42%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.90%
Q3 202410.33%
Q4 202410.07%
Q1 202510.41%
Q2 202510.77%
Q3 202511.16%
Q4 202510.63%
Q1 202610.96%
Q2 202611.42%
Noncurrent loans
0.01%0.06%0.12%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.12%
Q3 20240.04%
Q4 20240.04%
Q1 20250.02%
Q2 20250.09%
Q3 20250.01%
Q4 20250.01%
Q1 20260.01%
Q2 20260.01%
Return on assets
0.48%0.97%1.46%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.48%
Q3 20240.61%
Q4 20240.85%
Q1 20250.72%
Q2 20250.98%
Q3 20251.04%
Q4 20251.19%
Q1 20261.41%
Q2 20261.46%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202683$283.2M11.42%0.01%1.46%55.9%
Q1 202681$291.5M10.96%0.01%1.41%55.6%
Q4 202578$295.0M10.63%0.01%1.19%53.6%
Q3 202579$301.3M11.16%0.01%1.04%53.9%
Q2 202576$297.8M10.77%0.09%0.98%57.0%
Q1 202574$298.0M10.41%0.02%0.72%55.4%
Q4 202474$302.7M10.07%0.04%0.85%55.0%
Q3 202473$309.7M10.33%0.04%0.61%56.1%
Q2 202469$309.2M9.90%0.12%0.48%58.0%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.42%
57th
Total risk-based capital21.27%
89th
Problem loans0.01%
86th
Net charge-offs0.05%
28th
Return on assets1.46%
63rd
Net interest margin3.93%
50th
Efficiency ratio67.4%
36th
Loans to deposits55.9%
87th
Uninsured deposits27.1%
38th
Loan-loss reserves1.58%
83rd
Texas ratio0.0%
87th

Similar-size banks in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Victory BankBank Lubbock, TX77 out of 100, Strong$284.8M12.1%0.05%vs
PrimeBank of TexasBank Austin, TX79 out of 100, Strong$279.7M11.7%0.00%vs
Interstate BankBank Perryton, TX40 out of 100, Below average$288.4M9.4%3.47%vs
Incommons Bank, N.A.Bank Mexia, TX73 out of 100, Strong$277.6M10.2%0.41%vs
One World BankBank Dallas, TX67 out of 100, Moderate$290.1M13.2%0.00%vs
The First National Bank of BallingerBank Ballinger, TX81 out of 100, Strong$275.3M10.5%0.03%vs

Deposit insurance

Is my money safe at The Jacksboro National Bank?

Yes. The Jacksboro National Bank is an FDIC-insured institution (FDIC certificate #3275). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 27.1% of deposits ($69.4M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.42%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 21.27% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

The Jacksboro National Bank lists 2 offices in 2 cities. Most locations:

  • Bowie, TX (1)
  • Jacksboro, TX (1)

All branch addresses and map

Identity & history

Profile

Legal name
The Jacksboro National Bank
Type
National bank
FDIC certificate #
3275
RSSD ID
924058
Primary regulator
OCC
Holding company
Jacksboro Natl Bancshares Inc
Established
January 1, 1905
Headquarters
910 N Main St, Jacksboro, TX 76458
Employees
50

Quick answers

The Jacksboro National Bank: common questions

Is The Jacksboro National Bank FDIC insured?

Yes. The Jacksboro National Bank is an FDIC-insured institution (FDIC certificate #3275). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is The Jacksboro National Bank's TellerScore?

83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has The Jacksboro National Bank ever failed?

There is no failure record for FDIC certificate #3275 in the FDIC failed bank list.

How many branches does The Jacksboro National Bank have?

2 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Jacksboro

InstitutionScoreAssetsCapitalProblem loansCompare
First State BankBank Graham, TX81 out of 100, Strong$308.8M10.1%0.00%vs
Windthorst Federal Credit UnionCredit union Windthorst, TX73 out of 100, Strong$103.6M12.2%1.04%vs
Prosperity BankBank El Campo, TX71 out of 100, Strong$43.9B10.6%0.48%vs
Investar Bank, National AssociationBank Baton Rouge, LA67 out of 100, Moderate$3.9B10.7%0.63%vs
Ciera BankBank Graham, TX66 out of 100, Moderate$992.9M11.1%1.22%vs