Side-by-side · Q2 2026 data
Cincinnati Healthcare Associates Federal Credit Union vs Deca Credit Union
Credit union
Cincinnati Healthcare Associates Federal Credit Union
Cincinnati, Ohio · Under $100 million in assets
Metric by metric
| Measure | Cincinnati Healthcare Associates Federal Credit Union | Deca Credit Union |
|---|---|---|
| TellerScore | 87 | 90 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 78 | 85 (stronger) |
| Earnings | 62 | 89 (stronger) |
| Funding & liquidity | 100 (stronger) | 75 |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 83rd | 89th |
| Total assets | $19.2M | $7.6M |
| Deposits / shares | $16.1M | $6.1M |
| Capital ratio | 15.29% | 18.92% (stronger) |
| Problem loans | 0.67% | 0.45% (stronger) |
| Net charge-offs | 0.40% | -0.01% (stronger) |
| Return on assets | 1.05% | 1.74% (stronger) |
| Loans ÷ deposits | 52.8% (stronger) | 84.8% |
| Uninsured deposits | 1.6% | 0.1% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Deca Credit Union has the higher TellerScore (90 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Cincinnati Healthcare Associates Federal Credit Union leads on 1 and Deca Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.