TellerScore

Cincinnati Healthcare Associates Federal Credit Union is a federal credit union headquartered in Cincinnati, Ohio, in business for about 53 years. At the end of Q2 2026 it reported $19.2M in total assets and $16.1M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Cincinnati Healthcare Associates Federal Credit Union scores 87/100, which we describe as very strong. That is higher than 83% of 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 26th. Its strongest component is capital cushion (100/100; 15.29%), and its lowest is earnings (62/100; 1.05%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.29%
Loan quality78/100
Loans 60+ days delinquent ÷ total loans: 0.67%
Earnings62/100
Return on assets (annualized): 1.05%
Funding & liquidity100/100
Loans ÷ shares: 52.8% · 1.6% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.93%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (87 → 87).

TellerScore
848891Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202484
Q3 202488
Q4 202488
Q1 202587
Q2 202587
Q3 202589
Q4 202591
Q1 202685
Q2 202687
Net worth ratio
7.00%11.14%15.29%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.14%
Q3 202413.11%
Q4 202413.33%
Q1 202513.28%
Q2 202513.90%
Q3 202514.43%
Q4 202514.65%
Q1 202614.35%
Q2 202615.29%
Delinquent loans (60+ days)
0.48%0.66%0.84%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.78%
Q3 20240.71%
Q4 20240.65%
Q1 20250.84%
Q2 20250.74%
Q3 20250.63%
Q4 20250.48%
Q1 20260.73%
Q2 20260.67%
Return on assets
1.05%1.52%2.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.98%
Q3 20242.00%
Q4 20241.91%
Q1 20251.89%
Q2 20251.65%
Q3 20251.61%
Q4 20251.53%
Q1 20261.20%
Q2 20261.05%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202687$19.2M15.29%0.67%1.05%52.8%
Q1 202685$20.2M14.35%0.73%1.20%51.3%
Q4 202591$19.4M14.65%0.48%1.53%54.1%
Q3 202589$19.3M14.43%0.63%1.61%53.0%
Q2 202587$19.5M13.90%0.74%1.65%54.7%
Q1 202587$19.9M13.28%0.84%1.89%54.3%
Q4 202488$19.1M13.33%0.65%1.91%53.8%
Q3 202488$18.8M13.11%0.71%2.00%53.2%
Q2 202484$19.6M12.14%0.78%1.98%48.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.29%
56th
Problem loans0.67%
51st
Net charge-offs0.40%
32nd
Return on assets1.05%
70th
Loans to deposits52.8%
59th
Uninsured deposits1.6%
48th
Loan-loss reserves0.00%
37th
Texas ratio1.9%
53rd

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Dn Community Federal Credit UnionCredit union Canton, OH78 out of 100, Strong$19.8M10.2%0.35%vs
Toledo Urban Federal Credit UnionCredit union Toledo, OH42 out of 100, Below average$18.0M9.8%1.78%vs
Minerva Area Federal Credit UnionCredit union Minerva, OH93 out of 100, Very strong$17.9M15.1%0.14%vs
Local Union 392 Federal Credit UnionCredit union Cincinnati, OH75 out of 100, Strong$17.5M15.9%2.09%vs
Kyger Creek Credit UnionCredit union Cheshire, OH84 out of 100, Strong$20.9M18.9%0.60%vs
Bse Credit UnionCredit union Cleveland, OH72 out of 100, Strong$17.3M9.9%0.07%vs

Deposit insurance

Is my money safe at Cincinnati Healthcare Associates Federal Credit Union?

Yes. Cincinnati Healthcare Associates Federal Credit Union is a federally insured credit union (NCUA charter #21157). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.6% of shares and deposits ($263K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.29%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Cincinnati Healthcare Associates Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Cincinnati Healthcare Associates Federal Credit Union
Type
Federal credit union
NCUA charter #
21157
RSSD ID
159382
Primary regulator
NCUA
Established
1973
Headquarters
2139 Auburn Ave., Cincinnati, OH 45219
Employees
8

Quick answers

Cincinnati Healthcare Associates Federal Credit Union: common questions

Is Cincinnati Healthcare Associates Federal Credit Union NCUA insured?

Yes. Cincinnati Healthcare Associates Federal Credit Union is a federally insured credit union (NCUA charter #21157). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Cincinnati Healthcare Associates Federal Credit Union's TellerScore?

87 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Cincinnati Healthcare Associates Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Cincinnati

InstitutionScoreAssetsCapitalProblem loansCompare
Superior Credit Union, IncCredit union Lima, OH94 out of 100, Very strong$2.0B15.2%0.20%vs
Cincinnati Interagency Federal Credit UnionCredit union Cincinnati, OH92 out of 100, Very strong$30.8M18.2%0.82%vs
Children'S Medical Center Federal Credit UnionCredit union Cincinnati, OH91 out of 100, Very strong$46.8M20.3%0.52%vs
Northern Kentucky Federal Credit UnionCredit union Highland Height, KY91 out of 100, Very strong$43.1M14.0%0.29%vs
Deca Credit UnionCredit union Cincinnati, OH90 out of 100, Very strong$7.6M18.9%0.45%vs
St. James Parish Credit UnionCredit union Cincinnati, OH90 out of 100, Very strong$5.9M21.8%0.00%vs