Side-by-side · Q2 2026 data
Cincinnati Ohio Police Federal Credit Union vs Credit Union of Ohio
Credit union
Cincinnati Ohio Police Federal Credit Union
Cincinnati, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Cincinnati Ohio Police Federal Credit Union | Credit Union of Ohio |
|---|---|---|
| TellerScore | 58 | 60 (stronger) |
| Capital cushion | 63 (stronger) | 57 |
| Loan quality | 25 | 55 (stronger) |
| Earnings | 52 (stronger) | 28 |
| Funding & liquidity | 95 | 100 (stronger) |
| Problem-loan coverage | 77 | 89 (stronger) |
| Peer percentile | 16th | 21st |
| Total assets | $187.8M | $205.4M |
| Deposits / shares | $164.1M | $187.9M |
| Capital ratio | 11.32% (stronger) | 10.72% |
| Problem loans | 2.25% | 1.34% (stronger) |
| Net charge-offs | 0.34% (stronger) | 0.69% |
| Return on assets | 0.79% (stronger) | 0.19% |
| Loans ÷ deposits | 65.2% | 47.4% (stronger) |
| Uninsured deposits | 3.0% | 2.8% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 46.6% |
Credit Union of Ohio has the higher TellerScore (60 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Cincinnati Ohio Police Federal Credit Union leads on 3 and Credit Union of Ohio on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.