TellerScore

Cincinnati Ohio Police Federal Credit Union is a federal credit union headquartered in Cincinnati, Ohio, in business for about 91 years. At the end of Q2 2026 it reported $187.8M in total assets and $164.1M in member shares and deposits, with 5 offices.

Based on its Q2 2026 filing, Cincinnati Ohio Police Federal Credit Union scores 58/100, which we describe as moderate. That is higher than only 16% of 1,341 credit unions with $100 million – $1 billion. Among 192 credit unions headquartered in Ohio, it ranks 156th. Its strongest component is funding & liquidity (95/100; 65% loans-to-deposits, 3% uninsured), and its lowest is loan quality (25/100; 2.25%).

TellerScore · Q2 2026

Scorecard

Capital cushion63/100
Net worth ratio: 11.32%
Loan quality25/100
Loans 60+ days delinquent ÷ total loans: 2.25%
Earnings52/100
Return on assets (annualized): 0.79%
Funding & liquidity95/100
Loans ÷ shares: 65.2% · 3.0% uninsured
Problem-loan coverage77/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 11.48%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 14 points (72 → 58), mostly because the loan quality component weakened by 56 points.

TellerScore
586572Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202471
Q3 202469
Q4 202471
Q1 202564
Q2 202572
Q3 202568
Q4 202568
Q1 202665
Q2 202658
Net worth ratio
7.00%9.25%11.49%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.38%
Q3 202411.49%
Q4 202411.30%
Q1 202511.14%
Q2 202511.33%
Q3 202511.00%
Q4 202510.99%
Q1 202611.31%
Q2 202611.32%
Delinquent loans (60+ days)
0.46%1.36%2.25%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.46%
Q3 20240.59%
Q4 20240.49%
Q1 20251.21%
Q2 20250.58%
Q3 20251.12%
Q4 20251.11%
Q1 20261.48%
Q2 20262.25%
Return on assets
0.37%0.65%0.93%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.45%
Q3 20240.37%
Q4 20240.52%
Q1 20250.53%
Q2 20250.69%
Q3 20250.93%
Q4 20250.90%
Q1 20260.79%
Q2 20260.79%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202658$187.8M11.32%2.25%0.79%65.2%
Q1 202665$186.0M11.31%1.48%0.79%65.7%
Q4 202568$188.0M10.99%1.11%0.90%64.9%
Q3 202568$184.4M11.00%1.12%0.93%65.1%
Q2 202572$171.7M11.33%0.58%0.69%68.5%
Q1 202564$172.7M11.14%1.21%0.53%67.5%
Q4 202471$168.2M11.30%0.49%0.52%68.1%
Q3 202469$161.8M11.49%0.59%0.37%69.9%
Q2 202471$162.6M11.38%0.46%0.45%69.5%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.32%
49th
Problem loans2.25%
4th
Net charge-offs0.34%
51st
Return on assets0.79%
53rd
Loans to deposits65.2%
70th
Uninsured deposits3.0%
82nd
Loan-loss reserves0.00%
50th
Texas ratio11.5%
10th

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Firestone Federal Credit UnionCredit union Akron, OH82 out of 100, Strong$198.1M18.1%1.15%vs
Code Credit UnionCredit union Dayton, OH71 out of 100, Strong$175.7M12.1%0.98%vs
Abbey Credit UnionCredit union Vandalia, OH53 out of 100, Below average$200.1M8.1%1.47%vs
Aurgroup Credit UnionCredit union Fairfield, OH68 out of 100, Moderate$203.8M8.9%0.40%vs
Credit Union of OhioCredit union Hilliard, OH60 out of 100, Moderate$205.4M10.7%1.34%vs
Impact Credit Union, Inc.Credit union Clyde, OH63 out of 100, Moderate$205.7M8.9%0.43%vs

Deposit insurance

Is my money safe at Cincinnati Ohio Police Federal Credit Union?

Yes. Cincinnati Ohio Police Federal Credit Union is a federally insured credit union (NCUA charter #389). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.0% of shares and deposits ($4.9M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 11.32%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

5 locations

Branches

Cincinnati Ohio Police Federal Credit Union lists 5 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Cincinnati Ohio Police Federal Credit Union
Type
Federal credit union
NCUA charter #
389
RSSD ID
173173
Primary regulator
NCUA
Established
1935
Headquarters
959 W 8th St, Cincinnati, OH 45203
Employees
37

Quick answers

Cincinnati Ohio Police Federal Credit Union: common questions

Is Cincinnati Ohio Police Federal Credit Union NCUA insured?

Yes. Cincinnati Ohio Police Federal Credit Union is a federally insured credit union (NCUA charter #389). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Cincinnati Ohio Police Federal Credit Union's TellerScore?

58 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Cincinnati Ohio Police Federal Credit Union have?

5 offices as of the latest NCUA data.