Credit Union of Ohio (NCUA charter #68561) is based in Hilliard, Ohio. Its Q2 2026 call report shows $205.4M in total assets and $187.9M in member shares and deposits and 5 offices.
Based on its Q2 2026 filing, Credit Union of Ohio scores 60/100, which we describe as moderate. That is higher than only 21% of 1,341 credit unions with $100 million – $1 billion. Among 192 credit unions headquartered in Ohio, it ranks 148th. Its strongest component is funding & liquidity (100/100; 47% loans-to-deposits, 3% uninsured), and its lowest is earnings (28/100; 0.19%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 4 points (64 → 60), mostly because the loan quality component weakened by 18 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 60 |
| Q3 2024 | 59 |
| Q4 2024 | 56 |
| Q1 2025 | 56 |
| Q2 2025 | 64 |
| Q3 2025 | 61 |
| Q4 2025 | 63 |
| Q1 2026 | 64 |
| Q2 2026 | 60 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.90% |
| Q3 2024 | 11.14% |
| Q4 2024 | 10.75% |
| Q1 2025 | 10.42% |
| Q2 2025 | 10.67% |
| Q3 2025 | 10.77% |
| Q4 2025 | 10.56% |
| Q1 2026 | 10.57% |
| Q2 2026 | 10.72% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.44% |
| Q3 2024 | 1.60% |
| Q4 2024 | 1.65% |
| Q1 2025 | 1.09% |
| Q2 2025 | 0.82% |
| Q3 2025 | 1.22% |
| Q4 2025 | 1.02% |
| Q1 2026 | 0.97% |
| Q2 2026 | 1.34% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.20% |
| Q3 2024 | 0.13% |
| Q4 2024 | 0.05% |
| Q1 2025 | -0.77% |
| Q2 2025 | 0.02% |
| Q3 2025 | 0.13% |
| Q4 2025 | 0.18% |
| Q1 2026 | 0.21% |
| Q2 2026 | 0.19% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 60 | $205.4M | 10.72% | 1.34% | 0.19% | 47.4% |
| Q1 2026 | 64 | $207.6M | 10.57% | 0.97% | 0.21% | 47.8% |
| Q4 2025 | 63 | $206.7M | 10.56% | 1.02% | 0.18% | 48.4% |
| Q3 2025 | 61 | $202.9M | 10.77% | 1.22% | 0.13% | 49.3% |
| Q2 2025 | 64 | $203.2M | 10.67% | 0.82% | 0.02% | 48.4% |
| Q1 2025 | 56 | $204.1M | 10.42% | 1.09% | -0.77% | 47.0% |
| Q4 2024 | 56 | $201.6M | 10.75% | 1.65% | 0.05% | 47.1% |
| Q3 2024 | 59 | $197.1M | 11.14% | 1.60% | 0.13% | 46.7% |
| Q2 2024 | 60 | $201.5M | 10.90% | 1.44% | 0.20% | 45.8% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Ohio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Impact Credit Union, Inc.Credit union Clyde, OH | 63 out of 100, Moderate | $205.7M | 8.9% | 0.43% | vs |
| Aurgroup Credit UnionCredit union Fairfield, OH | 68 out of 100, Moderate | $203.8M | 8.9% | 0.40% | vs |
| Achieve Credit UnionCredit union Elyria, OH | 69 out of 100, Moderate | $210.1M | 11.3% | 1.01% | vs |
| Abbey Credit UnionCredit union Vandalia, OH | 53 out of 100, Below average | $200.1M | 8.1% | 1.47% | vs |
| Firestone Federal Credit UnionCredit union Akron, OH | 82 out of 100, Strong | $198.1M | 18.1% | 1.15% | vs |
| Towpath Credit UnionCredit union Fairlawn, OH | 67 out of 100, Moderate | $214.9M | 11.4% | 0.95% | vs |
Deposit insurance
Is my money safe at Credit Union of Ohio?
Yes. Credit Union of Ohio is a federally insured credit union (NCUA charter #68561). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 2.8% of shares and deposits ($5.2M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 10.72%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
5 locations
Branches
Credit Union of Ohio lists 5 offices in 5 cities. Most locations:
- Columbus, OH (1)
- Grove City, OH (1)
- Hilliard, OH (1)
- Niles, OH (1)
- Parma, OH (1)
HMDA 2025
Mortgage lending
In 2025, Credit Union of Ohio reported 121 home-loan applications under HMDA (LEI 549300WYRD3CZ6KH1N11): 53 originated ($4,715,000 total), 48 denied, and 18 withdrawn or closed by the applicant. Its denial rate on decided applications was 46.6%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Credit Union of Ohio
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 68561
- RSSD ID
- 571292
- Primary regulator
- State + NCUA
- Headquarters
- 5500 Britton Pkwy, Hilliard, OH 43026
- Employees
- 44
Quick answers
Credit Union of Ohio: common questions
Is Credit Union of Ohio NCUA insured?
Yes. Credit Union of Ohio is a federally insured credit union (NCUA charter #68561). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Credit Union of Ohio's TellerScore?
60 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Credit Union of Ohio have?
5 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Hilliard
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Nationwide Trust Company, FSBBank Columbus, OH | 94 out of 100, Very strong | $153.6M | 36.9% | 0.00% | vs |
| C E S Credit UnionCredit union Mount Vernon, OH | 91 out of 100, Very strong | $244.3M | 13.1% | 0.16% | vs |
| Abbott Laboratories Credit UnionCredit union Gurnee, IL | 89 out of 100, Very strong | $1.1B | 14.5% | 0.11% | vs |
| State Highway Patrol Federal Credit UnionCredit union Columbus, OH | 88 out of 100, Very strong | $92.2M | 13.5% | 0.06% | vs |
| Firestone Federal Credit UnionCredit union Akron, OH | 82 out of 100, Strong | $198.1M | 18.1% | 1.15% | vs |
| Fidelity Federal Savings and Loan Association of DelawareBank Delaware, OH | 82 out of 100, Strong | $131.6M | 17.0% | 0.04% | vs |