Side-by-side · Q2 2026 data
Cincinnati Ohio Police Federal Credit Union vs Impact Credit Union, Inc.
Credit union
Cincinnati Ohio Police Federal Credit Union
Cincinnati, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Cincinnati Ohio Police Federal Credit Union | Impact Credit Union, Inc. |
|---|---|---|
| TellerScore | 58 | 63 (stronger) |
| Capital cushion | 63 (stronger) | 39 |
| Loan quality | 25 | 86 (stronger) |
| Earnings | 52 (stronger) | 32 |
| Funding & liquidity | 95 (stronger) | 93 |
| Problem-loan coverage | 77 | 94 (stronger) |
| Peer percentile | 16th | 29th |
| Total assets | $187.8M | $205.7M |
| Deposits / shares | $164.1M | $185.7M |
| Capital ratio | 11.32% (stronger) | 8.86% |
| Problem loans | 2.25% | 0.43% (stronger) |
| Net charge-offs | 0.34% | 0.29% (stronger) |
| Return on assets | 0.79% (stronger) | 0.29% |
| Loans ÷ deposits | 65.2% (stronger) | 67.5% |
| Uninsured deposits | 3.0% | 2.7% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Impact Credit Union, Inc. has the higher TellerScore (63 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Cincinnati Ohio Police Federal Credit Union leads on 3 and Impact Credit Union, Inc. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.