Side-by-side · Q2 2026 data
Citadel Federal Credit Union vs Franklin Mint Federal Credit Union
Credit union
Franklin Mint Federal Credit Union
Chadds Ford, Pennsylvania · $1 billion – $10 billion
Metric by metric
| Measure | Citadel Federal Credit Union | Franklin Mint Federal Credit Union |
|---|---|---|
| TellerScore | 61 (stronger) | 57 |
| Capital cushion | 43 (stronger) | 37 |
| Loan quality | 89 (stronger) | 72 |
| Earnings | 39 (stronger) | 35 |
| Funding & liquidity | 55 | 80 (stronger) |
| Problem-loan coverage | 93 (stronger) | 85 |
| Peer percentile | 27th | 17th |
| Total assets | $6.9B | $2.2B |
| Deposits / shares | $5.8B | $2.0B |
| Capital ratio | 9.31% (stronger) | 8.66% |
| Problem loans | 0.33% (stronger) | 0.83% |
| Net charge-offs | 0.39% | 0.37% (stronger) |
| Return on assets | 0.46% (stronger) | 0.38% |
| Loans ÷ deposits | 104.8% | 80.0% (stronger) |
| Uninsured deposits | 12.8% | 10.3% (stronger) |
| Offices | 11 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 29.0% | — |
Citadel Federal Credit Union has the higher TellerScore (61 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Citadel Federal Credit Union leads on 4 and Franklin Mint Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.