Side-by-side · Q2 2026 data
Citadel Federal Credit Union vs Upper Darby Belltelco Federal Credit Union
Credit union
Upper Darby Belltelco Federal Credit Union
Upper Darby, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Citadel Federal Credit Union | Upper Darby Belltelco Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 94 (stronger) |
| Capital cushion | 43 | 100 (stronger) |
| Loan quality | 89 (stronger) | 77 |
| Earnings | 39 | 100 (stronger) |
| Funding & liquidity | 55 | 100 (stronger) |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 27th | 95th |
| Total assets | $6.9B | $71.6M |
| Deposits / shares | $5.8B | $53.5M |
| Capital ratio | 9.31% | 25.31% (stronger) |
| Problem loans | 0.33% (stronger) | 0.69% |
| Net charge-offs | 0.39% | 0.08% (stronger) |
| Return on assets | 0.46% | 2.00% (stronger) |
| Loans ÷ deposits | 104.8% | 41.9% (stronger) |
| Uninsured deposits | 12.8% | 10.1% (stronger) |
| Offices | 11 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 29.0% | 0.0% |
Upper Darby Belltelco Federal Credit Union has the higher TellerScore (94 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Citadel Federal Credit Union leads on 1 and Upper Darby Belltelco Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.