Side-by-side · Q2 2026 data
Citizens Alliance Bank vs Co-Op Credit Union of Montevideo
Credit union
Co-Op Credit Union of Montevideo
Montevideo, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Citizens Alliance Bank | Co-Op Credit Union of Montevideo |
|---|---|---|
| TellerScore | 47 | 69 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 51 (stronger) | 0 |
| Earnings | 28 | 97 (stronger) |
| Funding & liquidity | 39 | 80 (stronger) |
| Problem-loan coverage | 80 (stronger) | 72 |
| Peer percentile | 5th | 48th |
| Total assets | $1.4B | $422.8M |
| Deposits / shares | $1.2B | $352.5M |
| Capital ratio | 9.81% | 15.80% (stronger) |
| Problem loans | 1.48% (stronger) | 3.18% |
| Net charge-offs | -0.00% (stronger) | 0.08% |
| Return on assets | 0.20% | 1.91% (stronger) |
| Loans ÷ deposits | 82.0% | 80.6% (stronger) |
| Uninsured deposits | 49.9% | 5.4% (stronger) |
| Offices | 19 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.6% | — |
Co-Op Credit Union of Montevideo has the higher TellerScore (69 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Citizens Alliance Bank leads on 2 and Co-Op Credit Union of Montevideo on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Benson, MN
- Montevideo, MN