Side-by-side · Q2 2026 data
Citizens Bank & Trust vs Neighbors Bank
Metric by metric
| Measure | Citizens Bank & Trust | Neighbors Bank |
|---|---|---|
| TellerScore | 85 (stronger) | 47 |
| Capital cushion | 75 (stronger) | 61 |
| Loan quality | 97 (stronger) | 54 |
| Earnings | 74 (stronger) | 0 |
| Funding & liquidity | 87 (stronger) | 48 |
| Problem-loan coverage | 99 (stronger) | 78 |
| Peer percentile | 88th | 5th |
| Total assets | $107.3M | $115.6M |
| Deposits / shares | $93.7M | $82.1M |
| Capital ratio | 12.50% (stronger) | 11.06% |
| Problem loans | 0.08% (stronger) | 1.38% |
| Net charge-offs | 0.05% | 0.01% (stronger) |
| Return on assets | 1.36% (stronger) | -3.84% |
| Loans ÷ deposits | 55.9% (stronger) | 109.0% |
| Uninsured deposits | 27.3% | 18.1% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens Bank & Trust has the higher TellerScore (85 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank & Trust leads on 5 and Neighbors Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.