Side-by-side · Q2 2026 data
Citizens Bank vs County - City Credit Union
Metric by metric
| Measure | Citizens Bank | County - City Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 78 |
| Capital cushion | 86 (stronger) | 63 |
| Loan quality | 90 (stronger) | 86 |
| Earnings | 76 (stronger) | 62 |
| Funding & liquidity | 63 | 100 (stronger) |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 94th | 59th |
| Total assets | $1.2B | $43.6M |
| Deposits / shares | $996.0M | $38.3M |
| Capital ratio | 13.64% (stronger) | 11.30% |
| Problem loans | 0.30% (stronger) | 0.41% |
| Net charge-offs | 0.13% | 0.06% (stronger) |
| Return on assets | 1.39% (stronger) | 1.06% |
| Loans ÷ deposits | 75.3% | 49.9% (stronger) |
| Uninsured deposits | 34.2% | 1.8% (stronger) |
| Offices | 11 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.9% | — |
Citizens Bank has the higher TellerScore (83 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank leads on 4 and County - City Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.