Headquartered in Jefferson, Wisconsin, County - City Credit Union is a federally insured state-chartered credit union with $43.6M in total assets and $38.3M in member shares and deposits as of Q2 2026. It operates 2 offices across 2 states. Its charter dates back to 1963.
County - City Credit Union has a TellerScore of 78 out of 100 (strong) based on Q2 2026 data — higher than 59% of its 2,479 credit unions with under $100 million in assets. Among 98 credit unions headquartered in Wisconsin, it ranks 39th. Funding & liquidity contributes the most (100/100, 50% loans-to-deposits, 2% uninsured); earnings contributes the least (62/100, 1.06%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 3 points (81 → 78), mostly because the loan quality component weakened by 13 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 81 |
| Q3 2024 | 83 |
| Q4 2024 | 83 |
| Q1 2025 | 79 |
| Q2 2025 | 81 |
| Q3 2025 | 81 |
| Q4 2025 | 82 |
| Q1 2026 | 80 |
| Q2 2026 | 78 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.26% |
| Q3 2024 | 10.65% |
| Q4 2024 | 11.03% |
| Q1 2025 | 11.02% |
| Q2 2025 | 11.08% |
| Q3 2025 | 11.16% |
| Q4 2025 | 11.26% |
| Q1 2026 | 11.27% |
| Q2 2026 | 11.30% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.15% |
| Q3 2024 | 0.01% |
| Q4 2024 | 0.08% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.04% |
| Q3 2025 | 0.03% |
| Q4 2025 | 0.01% |
| Q1 2026 | 0.01% |
| Q2 2026 | 0.41% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.54% |
| Q3 2024 | 1.44% |
| Q4 2024 | 1.45% |
| Q1 2025 | 0.93% |
| Q2 2025 | 1.09% |
| Q3 2025 | 1.08% |
| Q4 2025 | 1.09% |
| Q1 2026 | 0.86% |
| Q2 2026 | 1.06% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 78 | $43.6M | 11.30% | 0.41% | 1.06% | 49.9% |
| Q1 2026 | 80 | $42.5M | 11.27% | 0.01% | 0.86% | 51.4% |
| Q4 2025 | 82 | $41.7M | 11.26% | 0.01% | 1.09% | 52.4% |
| Q3 2025 | 81 | $41.3M | 11.16% | 0.03% | 1.08% | 53.7% |
| Q2 2025 | 81 | $40.6M | 11.08% | 0.04% | 1.09% | 54.6% |
| Q1 2025 | 79 | $39.6M | 11.02% | 0.00% | 0.93% | 54.1% |
| Q4 2024 | 83 | $38.7M | 11.03% | 0.08% | 1.45% | 54.4% |
| Q3 2024 | 83 | $39.0M | 10.65% | 0.01% | 1.44% | 55.5% |
| Q2 2024 | 81 | $39.3M | 10.26% | 0.15% | 1.54% | 55.0% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Wisconsin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Tri-County Credit UnionCredit union Marinette, WI | 49 out of 100, Below average | $43.3M | 11.1% | 2.18% | vs |
| Wea Credit UnionCredit union Madison, WI | 79 out of 100, Strong | $43.2M | 11.7% | 0.15% | vs |
| Golden Rule Community Credit UnionCredit union Ripon, WI | 72 out of 100, Strong | $42.6M | 12.0% | 1.05% | vs |
| Marathon County Employees Credit UnionCredit union Wausau, WI | 86 out of 100, Very strong | $46.5M | 16.3% | 0.38% | vs |
| Iron County Community Credit UnionCredit union Hurley, WI | 78 out of 100, Strong | $47.4M | 18.6% | 2.00% | vs |
| Bay Shore Credit UnionCredit union Marinette, WI | 92 out of 100, Very strong | $48.2M | 18.6% | 0.27% | vs |
Deposit insurance
Is my money safe at County - City Credit Union?
Yes. County - City Credit Union is a federally insured credit union (NCUA charter #66456). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 1.8% of shares and deposits ($699K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 11.30%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
County - City Credit Union lists 2 offices in 2 cities across 2 states. Most locations:
- Grand Rapids, MI (1)
- Jefferson, WI (1)
Identity & history
Profile
- Legal name
- County - City Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 66456
- RSSD ID
- 595494
- Primary regulator
- State + NCUA
- Established
- 1963
- Headquarters
- County City Credit Union, 106 E Joh, Jefferson, WI 53549
- Employees
- 14
Quick answers
County - City Credit Union: common questions
Is County - City Credit Union NCUA insured?
Yes. County - City Credit Union is a federally insured credit union (NCUA charter #66456). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is County - City Credit Union's TellerScore?
78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does County - City Credit Union have?
2 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Jefferson
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Citizens State BankBank Whitewater, WI | 90 out of 100, Very strong | $525.2M | 18.0% | 0.00% | vs |
| Citizens BankBank Mukwonago, WI | 83 out of 100, Strong | $1.2B | 13.6% | 0.30% | vs |
| Badger BankBank Fort Atkinson, WI | 82 out of 100, Strong | $206.0M | 12.4% | 0.07% | vs |
| WaterStone Bank, SSBBank Wauwatosa, WI | 81 out of 100, Strong | $2.3B | 15.4% | 0.36% | vs |
| Educators Credit UnionCredit union Racine, WI | 81 out of 100, Strong | $4.0B | 13.9% | 0.97% | vs |
| Waukesha State BankBank Waukesha, WI | 80 out of 100, Strong | $1.6B | 11.5% | 0.25% | vs |