Side-by-side · Q2 2026 data
Citizens Bank vs Forward Bank
Metric by metric
| Measure | Citizens Bank | Forward Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 64 |
| Capital cushion | 86 (stronger) | 42 |
| Loan quality | 90 | 91 (stronger) |
| Earnings | 76 (stronger) | 56 |
| Funding & liquidity | 63 (stronger) | 51 |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 94th | 33rd |
| Total assets | $1.2B | $1.3B |
| Deposits / shares | $996.0M | $1.0B |
| Capital ratio | 13.64% (stronger) | 9.18% |
| Problem loans | 0.30% | 0.28% (stronger) |
| Net charge-offs | 0.13% | 0.02% (stronger) |
| Return on assets | 1.39% (stronger) | 0.90% |
| Loans ÷ deposits | 75.3% (stronger) | 90.5% |
| Uninsured deposits | 34.2% | 32.2% (stronger) |
| Offices | 11 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.9% | 4.2% |
Citizens Bank has the higher TellerScore (83 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank leads on 4 and Forward Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.