Side-by-side · Q2 2026 data
Citizens Bank Minnesota vs MidCountry Bank
Metric by metric
| Measure | Citizens Bank Minnesota | MidCountry Bank |
|---|---|---|
| TellerScore | 70 | 72 (stronger) |
| Capital cushion | 43 | 80 (stronger) |
| Loan quality | 99 (stronger) | 70 |
| Earnings | 54 | 61 (stronger) |
| Funding & liquidity | 78 (stronger) | 61 |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 43rd | 66th |
| Total assets | $596.0M | $1.1B |
| Deposits / shares | $498.7M | $835.8M |
| Capital ratio | 9.33% | 13.00% (stronger) |
| Problem loans | 0.02% (stronger) | 0.90% |
| Net charge-offs | -0.00% (stronger) | 0.03% |
| Return on assets | 0.85% | 1.03% (stronger) |
| Loans ÷ deposits | 80.5% (stronger) | 86.6% |
| Uninsured deposits | 16.9% (stronger) | 26.4% |
| Offices | 6 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.1% | — |
MidCountry Bank has the higher TellerScore (72 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank Minnesota leads on 4 and MidCountry Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.