Side-by-side · Q2 2026 data
Citizens Bank of Las Cruces vs U.S. Eagle Federal Credit Union
Metric by metric
| Measure | Citizens Bank of Las Cruces | U.S. Eagle Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 21 |
| Capital cushion | 54 (stronger) | 28 |
| Loan quality | 86 (stronger) | 0 |
| Earnings | 100 (stronger) | 0 |
| Funding & liquidity | 56 | 81 (stronger) |
| Problem-loan coverage | 94 (stronger) | 0 |
| Peer percentile | 80th | 0th |
| Total assets | $1.2B | $1.5B |
| Deposits / shares | $1.0B | $1.3B |
| Capital ratio | 10.42% (stronger) | 7.80% |
| Problem loans | 0.43% (stronger) | 6.91% |
| Net charge-offs | 0.00% (stronger) | 1.06% |
| Return on assets | 2.25% (stronger) | -1.37% |
| Loans ÷ deposits | 81.5% | 79.0% (stronger) |
| Uninsured deposits | 35.5% | 3.5% (stronger) |
| Offices | 9 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.5% | — |
Citizens Bank of Las Cruces has the higher TellerScore (76 vs 21). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank of Las Cruces leads on 5 and U.S. Eagle Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.