Side-by-side · Q2 2026 data
Citizens Bank of Rogersville vs Telcomm Credit Union
Metric by metric
| Measure | Citizens Bank of Rogersville | Telcomm Credit Union |
|---|---|---|
| TellerScore | 75 | 77 (stronger) |
| Capital cushion | 64 | 82 (stronger) |
| Loan quality | 86 | 92 (stronger) |
| Earnings | 70 (stronger) | 41 |
| Funding & liquidity | 74 | 75 (stronger) |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 61st | 71st |
| Total assets | $125.2M | $337.9M |
| Deposits / shares | $106.6M | $286.3M |
| Capital ratio | 11.37% | 13.18% (stronger) |
| Problem loans | 0.41% | 0.25% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.55% |
| Return on assets | 1.25% (stronger) | 0.54% |
| Loans ÷ deposits | 85.9% | 85.6% (stronger) |
| Uninsured deposits | 13.3% | 2.2% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | 22.8% |
Telcomm Credit Union has the higher TellerScore (77 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Citizens Bank of Rogersville leads on 2 and Telcomm Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.