Side-by-side · Q2 2026 data
Citizens Community Bank vs Peoples Bank of Moniteau County
Metric by metric
| Measure | Citizens Community Bank | Peoples Bank of Moniteau County |
|---|---|---|
| TellerScore | 79 (stronger) | 75 |
| Capital cushion | 66 (stronger) | 61 |
| Loan quality | 91 (stronger) | 76 |
| Earnings | 68 | 75 (stronger) |
| Funding & liquidity | 85 | 92 (stronger) |
| Problem-loan coverage | 97 (stronger) | 92 |
| Peer percentile | 75th | 54th |
| Total assets | $142.6M | $83.2M |
| Deposits / shares | $125.9M | $73.3M |
| Capital ratio | 11.56% (stronger) | 11.12% |
| Problem loans | 0.27% (stronger) | 0.72% |
| Net charge-offs | 0.25% | 0.02% (stronger) |
| Return on assets | 1.19% | 1.38% (stronger) |
| Loans ÷ deposits | 75.7% | 67.9% (stronger) |
| Uninsured deposits | 9.8% | 5.8% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.5% |
Citizens Community Bank has the higher TellerScore (79 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Citizens Community Bank leads on 3 and Peoples Bank of Moniteau County on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.