Side-by-side · Q2 2026 data
Citizens Equity First Credit Union vs Consumers Credit Union
Metric by metric
| Measure | Citizens Equity First Credit Union | Consumers Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 59 |
| Capital cushion | 67 (stronger) | 40 |
| Loan quality | 68 | 71 (stronger) |
| Earnings | 73 (stronger) | 50 |
| Funding & liquidity | 73 | 74 (stronger) |
| Problem-loan coverage | 87 (stronger) | 86 |
| Peer percentile | 62nd | 22nd |
| Total assets | $8.5B | $4.6B |
| Deposits / shares | $7.4B | $3.7B |
| Capital ratio | 11.65% (stronger) | 8.96% |
| Problem loans | 0.96% | 0.86% (stronger) |
| Net charge-offs | 0.71% (stronger) | 0.81% |
| Return on assets | 1.33% (stronger) | 0.75% |
| Loans ÷ deposits | 87.4% | 86.4% (stronger) |
| Uninsured deposits | 8.9% (stronger) | 11.0% |
| Offices | 33 | 25 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens Equity First Credit Union has the higher TellerScore (71 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Citizens Equity First Credit Union leads on 5 and Consumers Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.