Side-by-side · Q2 2026 data
Citizens State Bank of Loyal vs Marshfield Medical Center Credit Union
Credit union
Marshfield Medical Center Credit Union
Marshfield, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | Citizens State Bank of Loyal | Marshfield Medical Center Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 65 |
| Capital cushion | 65 (stronger) | 28 |
| Loan quality | 100 (stronger) | 97 |
| Earnings | 67 (stronger) | 43 |
| Funding & liquidity | 81 | 93 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 77th | 30th |
| Total assets | $311.5M | $91.0M |
| Deposits / shares | $250.3M | $79.0M |
| Capital ratio | 11.48% (stronger) | 7.79% |
| Problem loans | 0.00% (stronger) | 0.09% |
| Net charge-offs | 0.01% (stronger) | 0.02% |
| Return on assets | 1.16% (stronger) | 0.59% |
| Loans ÷ deposits | 71.9% | 67.7% (stronger) |
| Uninsured deposits | 21.3% | 6.0% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.3% | — |
Citizens State Bank of Loyal has the higher TellerScore (80 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Citizens State Bank of Loyal leads on 5 and Marshfield Medical Center Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.