Side-by-side · Q2 2026 data
Citizens State Bank of Loyal vs Partners Bank of Wisconsin
Metric by metric
| Measure | Citizens State Bank of Loyal | Partners Bank of Wisconsin |
|---|---|---|
| TellerScore | 80 | 86 (stronger) |
| Capital cushion | 65 | 97 (stronger) |
| Loan quality | 100 (stronger) | 88 |
| Earnings | 67 | 71 (stronger) |
| Funding & liquidity | 81 (stronger) | 70 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 77th | 90th |
| Total assets | $311.5M | $294.2M |
| Deposits / shares | $250.3M | $224.2M |
| Capital ratio | 11.48% | 14.70% (stronger) |
| Problem loans | 0.00% (stronger) | 0.36% |
| Net charge-offs | 0.01% | -0.03% (stronger) |
| Return on assets | 1.16% | 1.28% (stronger) |
| Loans ÷ deposits | 71.9% (stronger) | 78.3% |
| Uninsured deposits | 21.3% (stronger) | 25.4% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.3% | 0.0% |
Partners Bank of Wisconsin has the higher TellerScore (86 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Citizens State Bank of Loyal leads on 3 and Partners Bank of Wisconsin on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Marshfield, WI
- Spencer, WI