Partners Bank of Wisconsin (FDIC certificate #12513) is based in Marshfield, Wisconsin. Its Q2 2026 call report shows $294.2M in total assets and $224.2M in deposits and 3 offices.
Based on its Q2 2026 filing, Partners Bank of Wisconsin scores 86/100, which we describe as very strong. That is higher than 90% of 2,650 banks with $100 million – $1 billion. Among 154 banks headquartered in Wisconsin, it ranks 17th. Its strongest component is capital cushion (97/100; 14.70%), and its lowest is funding & liquidity (70/100; 78% loans-to-deposits, 25% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (83 → 86), mostly because the funding & liquidity component improved by 5 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 78 |
| Q3 2024 | 76 |
| Q4 2024 | 78 |
| Q1 2025 | 83 |
| Q2 2025 | 83 |
| Q3 2025 | 81 |
| Q4 2025 | 82 |
| Q1 2026 | 83 |
| Q2 2026 | 86 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 13.39% |
| Q3 2024 | 12.77% |
| Q4 2024 | 13.61% |
| Q1 2025 | 14.26% |
| Q2 2025 | 14.43% |
| Q3 2025 | 13.67% |
| Q4 2025 | 14.03% |
| Q1 2026 | 14.26% |
| Q2 2026 | 14.70% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.39% |
| Q3 2024 | 0.43% |
| Q4 2024 | 0.55% |
| Q1 2025 | 0.38% |
| Q2 2025 | 0.32% |
| Q3 2025 | 0.37% |
| Q4 2025 | 0.36% |
| Q1 2026 | 0.53% |
| Q2 2026 | 0.36% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.92% |
| Q3 2024 | 0.93% |
| Q4 2024 | 0.96% |
| Q1 2025 | 1.18% |
| Q2 2025 | 1.18% |
| Q3 2025 | 1.15% |
| Q4 2025 | 1.18% |
| Q1 2026 | 1.30% |
| Q2 2026 | 1.28% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 86 | $294.2M | 14.70% | 0.36% | 1.28% | 78.3% |
| Q1 2026 | 83 | $286.8M | 14.26% | 0.53% | 1.30% | 82.4% |
| Q4 2025 | 82 | $289.8M | 14.03% | 0.36% | 1.18% | 82.8% |
| Q3 2025 | 81 | $298.5M | 13.67% | 0.37% | 1.15% | 81.6% |
| Q2 2025 | 83 | $277.3M | 14.43% | 0.32% | 1.18% | 87.7% |
| Q1 2025 | 83 | $269.1M | 14.26% | 0.38% | 1.18% | 84.1% |
| Q4 2024 | 78 | $276.3M | 13.61% | 0.55% | 0.96% | 82.4% |
| Q3 2024 | 76 | $292.8M | 12.77% | 0.43% | 0.93% | 76.5% |
| Q2 2024 | 78 | $281.3M | 13.39% | 0.39% | 0.92% | 80.5% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Wisconsin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Laona State BankBank Laona, WI | 56 out of 100, Moderate | $296.6M | 9.6% | 1.34% | vs |
| The Peshtigo National BankBank Peshtigo, WI | 69 out of 100, Moderate | $300.0M | 9.0% | 0.00% | vs |
| Collins State BankBank Collins, WI | 62 out of 100, Moderate | $301.2M | 8.7% | 0.30% | vs |
| Nekoosa Port Edwards State BankBank Nekoosa, WI | 93 out of 100, Very strong | $286.5M | 15.1% | 0.00% | vs |
| First Federal Bank of WisconsinBank Waukesha, WI | 82 out of 100, Strong | $285.9M | 22.5% | 0.02% | vs |
| The Farmers State Bank of WaupacaBank Waupaca, WI | 84 out of 100, Strong | $279.5M | 11.6% | 0.00% | vs |
Deposit insurance
Is my money safe at Partners Bank of Wisconsin?
Yes. Partners Bank of Wisconsin is an FDIC-insured institution (FDIC certificate #12513). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 25.4% of deposits ($57.0M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 14.70%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
3 locations
Branches
Partners Bank of Wisconsin lists 3 offices in 3 cities. Most locations:
- Marshfield, WI (1)
- Spencer, WI (1)
- Stratford, WI (1)
HMDA 2025
Mortgage lending
In 2025, Partners Bank of Wisconsin reported 68 home-loan applications under HMDA (LEI 5493007D2VPXSKV4K019): 61 originated ($13,155,000 total), 0 denied, and 1 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Partners Bank of Wisconsin
- Former names
- Spencer State Bank; Heritage Bank; Partners Bank
- Type
- State-chartered bank
- FDIC certificate #
- 12513
- RSSD ID
- 114149
- Primary regulator
- FDIC
- Holding company
- Stratford Bancshares Inc
- Established
- June 13, 1908
- Headquarters
- 907 N Central Ave, Marshfield, WI 54449
- Website
- www.partnersbankwi.com
- Employees
- 34
Quick answers
Partners Bank of Wisconsin: common questions
Is Partners Bank of Wisconsin FDIC insured?
Yes. Partners Bank of Wisconsin is an FDIC-insured institution (FDIC certificate #12513). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Partners Bank of Wisconsin's TellerScore?
86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Partners Bank of Wisconsin ever failed?
There is no failure record for FDIC certificate #12513 in the FDIC failed bank list.
How many branches does Partners Bank of Wisconsin have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Marshfield
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Choice Credit UnionCredit union Marshfield, WI | 89 out of 100, Very strong | $51.0M | 16.3% | 0.65% | vs |
| Valley Communities Credit UnionCredit union Mosinee, WI | 83 out of 100, Strong | $306.9M | 13.0% | 0.28% | vs |
| Citizens State Bank of LoyalBank Loyal, WI | 80 out of 100, Strong | $311.5M | 11.5% | 0.00% | vs |
| Prevail BankBank Medford, WI | 74 out of 100, Strong | $1.0B | 12.6% | 0.20% | vs |
| Taylor Credit UnionCredit union Medford, WI | 74 out of 100, Strong | $89.1M | 10.3% | 0.21% | vs |
| State Bank FinancialBank La Crosse, WI | 73 out of 100, Strong | $512.1M | 9.9% | 0.11% | vs |