Side-by-side · Q2 2026 data
Citizens State Bank of New Castle, Indiana vs Community First Bank of Indiana
Metric by metric
| Measure | Citizens State Bank of New Castle, Indiana | Community First Bank of Indiana |
|---|---|---|
| TellerScore | 70 (stronger) | 55 |
| Capital cushion | 55 (stronger) | 49 |
| Loan quality | 87 (stronger) | 56 |
| Earnings | 62 | 66 (stronger) |
| Funding & liquidity | 65 (stronger) | 39 |
| Problem-loan coverage | 95 (stronger) | 76 |
| Peer percentile | 43rd | 11th |
| Total assets | $908.8M | $980.3M |
| Deposits / shares | $795.2M | $814.1M |
| Capital ratio | 10.45% (stronger) | 9.92% |
| Problem loans | 0.40% (stronger) | 1.32% |
| Net charge-offs | 0.12% (stronger) | 0.22% |
| Return on assets | 1.06% | 1.14% (stronger) |
| Loans ÷ deposits | 73.2% (stronger) | 97.8% |
| Uninsured deposits | 34.8% (stronger) | 35.8% |
| Offices | 9 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.7% | 10.2% |
Citizens State Bank of New Castle, Indiana has the higher TellerScore (70 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Citizens State Bank of New Castle, Indiana leads on 6 and Community First Bank of Indiana on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.