Side-by-side · Q2 2026 data
City First Bank, National Association vs Bank Fund Staff Federal Credit Union
Bank
City First Bank, National Association
Washington, District of Columbia · $1 billion – $10 billion
Credit union
Bank Fund Staff Federal Credit Union
Washington, District of Columbia · $1 billion – $10 billion
Metric by metric
| Measure | City First Bank, National Association | Bank Fund Staff Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 81 (stronger) |
| Capital cushion | 82 | 86 (stronger) |
| Loan quality | 67 | 86 (stronger) |
| Earnings | 33 | 61 (stronger) |
| Funding & liquidity | 29 | 82 (stronger) |
| Problem-loan coverage | 89 | 96 (stronger) |
| Peer percentile | 24th | 89th |
| Total assets | $1.6B | $7.1B |
| Deposits / shares | $1.2B | $6.1B |
| Capital ratio | 13.20% | 13.64% (stronger) |
| Problem loans | 0.98% | 0.42% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.09% |
| Return on assets | 0.32% | 1.02% (stronger) |
| Loans ÷ deposits | 95.2% | 62.8% (stronger) |
| Uninsured deposits | 47.8% | 29.0% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 12.2% |
Bank Fund Staff Federal Credit Union has the higher TellerScore (81 vs 61). On the 7 directional measures above (where higher or lower is clearly better), City First Bank, National Association leads on 1 and Bank Fund Staff Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.