Bank Fund Staff Federal Credit Union is a federal credit union headquartered in Washington, District of Columbia, in business for about 79 years. At the end of Q2 2026 it reported $7.1B in total assets and $6.1B in member shares and deposits, with 2 offices.
Based on its Q2 2026 filing, Bank Fund Staff Federal Credit Union scores 81/100, which we describe as strong. That is higher than 89% of 454 credit unions with $1 billion – $10 billion. Among 28 credit unions headquartered in District of Columbia, it ranks 5th. Its strongest component is problem-loan coverage (96/100; 1.8%), and its lowest is earnings (61/100; 1.02%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (79 → 81), mostly because the earnings component improved by 12 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 83 |
| Q3 2024 | 81 |
| Q4 2024 | 80 |
| Q1 2025 | 79 |
| Q2 2025 | 79 |
| Q3 2025 | 79 |
| Q4 2025 | 79 |
| Q1 2026 | 82 |
| Q2 2026 | 81 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.53% |
| Q3 2024 | 13.42% |
| Q4 2024 | 13.34% |
| Q1 2025 | 13.23% |
| Q2 2025 | 13.36% |
| Q3 2025 | 13.42% |
| Q4 2025 | 13.28% |
| Q1 2026 | 13.36% |
| Q2 2026 | 13.64% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.20% |
| Q3 2024 | 0.33% |
| Q4 2024 | 0.30% |
| Q1 2025 | 0.25% |
| Q2 2025 | 0.41% |
| Q3 2025 | 0.37% |
| Q4 2025 | 0.39% |
| Q1 2026 | 0.24% |
| Q2 2026 | 0.42% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.04% |
| Q3 2024 | 0.89% |
| Q4 2024 | 0.78% |
| Q1 2025 | 0.70% |
| Q2 2025 | 0.73% |
| Q3 2025 | 0.78% |
| Q4 2025 | 0.80% |
| Q1 2026 | 0.95% |
| Q2 2026 | 1.02% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 81 | $7.1B | 13.64% | 0.42% | 1.02% | 62.8% |
| Q1 2026 | 82 | $7.1B | 13.36% | 0.24% | 0.95% | 62.2% |
| Q4 2025 | 79 | $7.0B | 13.28% | 0.39% | 0.80% | 62.7% |
| Q3 2025 | 79 | $6.8B | 13.42% | 0.37% | 0.78% | 63.3% |
| Q2 2025 | 79 | $6.7B | 13.36% | 0.41% | 0.73% | 64.0% |
| Q1 2025 | 79 | $6.7B | 13.23% | 0.25% | 0.70% | 63.7% |
| Q4 2024 | 80 | $6.5B | 13.34% | 0.30% | 0.78% | 64.8% |
| Q3 2024 | 81 | $6.4B | 13.42% | 0.33% | 0.89% | 66.2% |
| Q2 2024 | 83 | $6.3B | 13.53% | 0.20% | 1.04% | 66.6% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in District of Columbia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Wright Patman Congressional Federal Credit UnionCredit union Washington, DC | 61 out of 100, Moderate | $1.3B | 11.0% | 1.62% | vs |
Deposit insurance
Is my money safe at Bank Fund Staff Federal Credit Union?
Yes. Bank Fund Staff Federal Credit Union is a federally insured credit union (NCUA charter #5582). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 29.0% of shares and deposits ($1.8B) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 13.64%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Bank Fund Staff Federal Credit Union lists 2 offices in 1 city. Most locations:
- Washington, DC (2)
HMDA 2025
Mortgage lending
In 2025, Bank Fund Staff Federal Credit Union reported 1,558 home-loan applications under HMDA (LEI HIDXEG9BLUJZKBGUT764): 1,166 originated ($496,750,000 total), 167 denied, and 186 withdrawn or closed by the applicant. Its denial rate on decided applications was 12.2%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Bank Fund Staff Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 5582
- RSSD ID
- 561471
- Primary regulator
- NCUA
- Established
- 1947
- Headquarters
- 1725 I St NW Ste 150, Washington, DC 20006
- Employees
- 360
Quick answers
Bank Fund Staff Federal Credit Union: common questions
Is Bank Fund Staff Federal Credit Union NCUA insured?
Yes. Bank Fund Staff Federal Credit Union is a federally insured credit union (NCUA charter #5582). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Bank Fund Staff Federal Credit Union's TellerScore?
81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Bank Fund Staff Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
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| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
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