Side-by-side · Q2 2026 data
Citymark Federal Credit Union vs Par-Del Emp. Federal Credit Union
Credit union
Citymark Federal Credit Union
Plains, Pennsylvania · $100 million – $1 billion
Credit union
Par-Del Emp. Federal Credit Union
Wyoming, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Citymark Federal Credit Union | Par-Del Emp. Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 75 |
| Capital cushion | 100 | 100 |
| Loan quality | 71 (stronger) | 43 |
| Earnings | 83 (stronger) | 52 |
| Funding & liquidity | 86 | 100 (stronger) |
| Problem-loan coverage | 90 | 91 (stronger) |
| Peer percentile | 89th | 52nd |
| Total assets | $152.2M | $7.2M |
| Deposits / shares | $127.5M | $6.0M |
| Capital ratio | 16.23% (stronger) | 15.65% |
| Problem loans | 0.88% (stronger) | 1.70% |
| Net charge-offs | 0.57% | 0.00% (stronger) |
| Return on assets | 1.57% (stronger) | 0.81% |
| Loans ÷ deposits | 74.7% | 50.9% (stronger) |
| Uninsured deposits | 12.0% | 0.0% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.0% | — |
Citymark Federal Credit Union has the higher TellerScore (86 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Citymark Federal Credit Union leads on 4 and Par-Del Emp. Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.