Side-by-side · Q2 2026 data
Civic Central Credit Union vs First Missouri Credit Union
Credit union
Civic Central Credit Union
Jefferson City, Missouri · $100 million – $1 billion
Metric by metric
| Measure | Civic Central Credit Union | First Missouri Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 58 |
| Capital cushion | 88 (stronger) | 44 |
| Loan quality | 84 (stronger) | 74 |
| Earnings | 71 (stronger) | 32 |
| Funding & liquidity | 100 (stronger) | 72 |
| Problem-loan coverage | 97 (stronger) | 87 |
| Peer percentile | 89th | 16th |
| Total assets | $105.0M | $125.1M |
| Deposits / shares | $91.7M | $111.9M |
| Capital ratio | 13.84% (stronger) | 9.43% |
| Problem loans | 0.48% (stronger) | 0.77% |
| Net charge-offs | 0.38% | 0.34% (stronger) |
| Return on assets | 1.28% (stronger) | 0.30% |
| Loans ÷ deposits | 51.1% (stronger) | 88.6% |
| Uninsured deposits | 0.5% (stronger) | 3.9% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Civic Central Credit Union has the higher TellerScore (86 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Civic Central Credit Union leads on 6 and First Missouri Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.