Side-by-side · Q2 2026 data
Clare Bank, National Association vs Conservation First Bank
Metric by metric
| Measure | Clare Bank, National Association | Conservation First Bank |
|---|---|---|
| TellerScore | 72 | 82 (stronger) |
| Capital cushion | 66 | 90 (stronger) |
| Loan quality | 72 | 75 (stronger) |
| Earnings | 61 | 100 (stronger) |
| Funding & liquidity | 88 (stronger) | 47 |
| Problem-loan coverage | 91 | 91 |
| Peer percentile | 50th | 82nd |
| Total assets | $332.5M | $127.5M |
| Deposits / shares | $276.0M | $101.3M |
| Capital ratio | 11.64% | 13.96% (stronger) |
| Problem loans | 0.85% | 0.74% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.01% |
| Return on assets | 1.03% | 2.12% (stronger) |
| Loans ÷ deposits | 63.9% (stronger) | 108.0% |
| Uninsured deposits | 22.5% | 19.9% (stronger) |
| Offices | 8 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Conservation First Bank has the higher TellerScore (82 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Clare Bank, National Association leads on 2 and Conservation First Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Shullsburg, WI