Side-by-side · Q2 2026 data
Clarion County Community Bank vs New Directions Community Credit Union
Credit union
New Directions Community Credit Union
Franklin, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Clarion County Community Bank | New Directions Community Credit Union |
|---|---|---|
| TellerScore | 54 | 75 (stronger) |
| Capital cushion | 30 | 95 (stronger) |
| Loan quality | 74 | 75 (stronger) |
| Earnings | 42 (stronger) | 25 |
| Funding & liquidity | 67 | 87 (stronger) |
| Problem-loan coverage | 82 | 93 (stronger) |
| Peer percentile | 10th | 52nd |
| Total assets | $261.6M | $40.7M |
| Deposits / shares | $234.6M | $34.7M |
| Capital ratio | 8.01% | 14.54% (stronger) |
| Problem loans | 0.78% | 0.76% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.61% |
| Return on assets | 0.55% (stronger) | 0.12% |
| Loans ÷ deposits | 93.2% | 73.7% (stronger) |
| Uninsured deposits | 15.6% | 0.2% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
New Directions Community Credit Union has the higher TellerScore (75 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Clarion County Community Bank leads on 2 and New Directions Community Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Franklin, PA