TellerScore

Headquartered in Clarion, Pennsylvania, Clarion County Community Bank is a state-chartered bank with $261.6M in total assets and $234.6M in deposits as of Q2 2026. It operates 5 offices. Its charter dates back to 2004.

Based on its Q2 2026 filing, Clarion County Community Bank scores 54/100, which we describe as below average. That is higher than only 10% of 2,650 banks with $100 million – $1 billion. Among 110 banks headquartered in Pennsylvania, it ranks 93rd. Its strongest component is problem-loan coverage (82/100; 8.9%), and its lowest is capital cushion (30/100; 8.01%).

TellerScore · Q2 2026

Scorecard

Capital cushion30/100
Tier 1 leverage ratio: 8.01%
Loan quality74/100
Noncurrent loans ÷ total loans: 0.78%
Earnings42/100
Return on assets (annualized): 0.55%
Funding & liquidity67/100
Loans ÷ deposits and uninsured-deposit share: 93.2% · 15.6% uninsured
Problem-loan coverage82/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 8.87%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (56 → 54), mostly because the loan quality component weakened by 15 points.

TellerScore
525659Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202459
Q3 202457
Q4 202456
Q1 202558
Q2 202556
Q3 202552
Q4 202554
Q1 202655
Q2 202654
Tier 1 leverage ratio
5.00%6.83%8.66%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20248.66%
Q3 20248.51%
Q4 20248.41%
Q1 20258.24%
Q2 20258.03%
Q3 20257.81%
Q4 20257.67%
Q1 20267.84%
Q2 20268.01%
Noncurrent loans
0.16%0.47%0.78%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.17%
Q3 20240.35%
Q4 20240.41%
Q1 20250.16%
Q2 20250.33%
Q3 20250.68%
Q4 20250.58%
Q1 20260.61%
Q2 20260.78%
Return on assets
0.07%0.31%0.55%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.09%
Q3 20240.10%
Q4 20240.07%
Q1 20250.07%
Q2 20250.18%
Q3 20250.23%
Q4 20250.35%
Q1 20260.50%
Q2 20260.55%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202654$261.6M8.01%0.78%0.55%93.2%
Q1 202655$259.7M7.84%0.61%0.50%91.6%
Q4 202554$266.3M7.67%0.58%0.35%93.5%
Q3 202552$262.3M7.81%0.68%0.23%89.9%
Q2 202556$249.4M8.03%0.33%0.18%91.5%
Q1 202558$244.4M8.24%0.16%0.07%90.8%
Q4 202456$233.0M8.41%0.41%0.07%89.5%
Q3 202457$233.5M8.51%0.35%0.10%90.3%
Q2 202459$231.7M8.66%0.17%0.09%92.0%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.01%
2nd
Total risk-based capital11.41%
50th
Problem loans0.78%
34th
Net charge-offs0.00%
68th
Return on assets0.55%
14th
Net interest margin3.81%
43rd
Efficiency ratio79.7%
14th
Loans to deposits93.2%
20th
Uninsured deposits15.6%
80th
Loan-loss reserves0.74%
9th
Texas ratio8.9%
21st

Similar-size banks in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Jim Thorpe Neighborhood BankBank Jim Thorpe, PA76 out of 100, Strong$265.0M10.1%0.00%vs
PennCrest BankBank Altoona, PA76 out of 100, Strong$247.1M13.5%0.50%vs
The Turbotville National BankBank Turbotville, PA85 out of 100, Very strong$243.5M16.5%1.10%vs
MCS BankBank Milroy, PA73 out of 100, Strong$224.7M11.7%0.36%vs
The National Bank of MalvernBank Malvern, PA93 out of 100, Very strong$224.0M16.5%0.10%vs
Iron Workers Savings BankBank Aston, PA64 out of 100, Moderate$217.5M9.1%0.00%vs

Deposit insurance

Is my money safe at Clarion County Community Bank?

Yes. Clarion County Community Bank is an FDIC-insured institution (FDIC certificate #57624). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 15.6% of deposits ($36.5M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.01%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 11.41% (benchmark: 10%).

Check how much of your own balance is covered

5 locations

Branches

Clarion County Community Bank lists 5 offices in 5 cities. Most locations:

  • Clarion, PA (1)
  • Erie, PA (1)
  • Franklin, PA (1)
  • New Bethlehem, PA (1)
  • Rimersburg, PA (1)

All branch addresses and map

Identity & history

Profile

Legal name
Clarion County Community Bank
Former names
CNB Community Bank
Type
State-chartered bank
FDIC certificate #
57624
RSSD ID
3185579
Primary regulator
FDIC
Holding company
Cccb Bcorp Inc
Established
January 7, 2004
Headquarters
333 Main St, Clarion, PA 16214
Employees
48

Quick answers

Clarion County Community Bank: common questions

Is Clarion County Community Bank FDIC insured?

Yes. Clarion County Community Bank is an FDIC-insured institution (FDIC certificate #57624). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Clarion County Community Bank's TellerScore?

54 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Clarion County Community Bank ever failed?

There is no failure record for FDIC certificate #57624 in the FDIC failed bank list.

How many branches does Clarion County Community Bank have?

5 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Clarion

InstitutionScoreAssetsCapitalProblem loansCompare
Armco Credit UnionCredit union Butler, PA79 out of 100, Strong$719.5M13.7%0.55%vs
Priority First Federal Credit UnionCredit union Du Bois, PA77 out of 100, Strong$187.3M12.1%0.81%vs
New Directions Community Credit UnionCredit union Franklin, PA75 out of 100, Strong$40.7M14.5%0.76%vs
Top Tier Federal Credit UnionCredit union Clarion, PA71 out of 100, Strong$277.5M10.0%0.60%vs
S&T BankBank Indiana, PA70 out of 100, Strong$9.9B11.0%0.50%vs
Northwest BankBank Warren, PA66 out of 100, Moderate$17.2B9.8%0.69%vs