Side-by-side · Q2 2026 data
Class Act Federal Credit Union vs Ashland Credit Union
Metric by metric
| Measure | Class Act Federal Credit Union | Ashland Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 62 |
| Capital cushion | 59 | 73 (stronger) |
| Loan quality | 79 (stronger) | 57 |
| Earnings | 60 (stronger) | 30 |
| Funding & liquidity | 82 (stronger) | 78 |
| Problem-loan coverage | 92 (stronger) | 85 |
| Peer percentile | 54th | 26th |
| Total assets | $365.0M | $411.8M |
| Deposits / shares | $320.8M | $354.8M |
| Capital ratio | 10.85% | 12.26% (stronger) |
| Problem loans | 0.62% (stronger) | 1.29% |
| Net charge-offs | 0.61% (stronger) | 0.68% |
| Return on assets | 1.00% (stronger) | 0.26% |
| Loans ÷ deposits | 77.8% (stronger) | 82.0% |
| Uninsured deposits | 3.3% (stronger) | 3.6% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.0% | 53.2% |
Class Act Federal Credit Union has the higher TellerScore (71 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Class Act Federal Credit Union leads on 6 and Ashland Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.