Side-by-side · Q2 2026 data
Class Act Federal Credit Union vs Autotruck Financial Credit Union
Metric by metric
| Measure | Class Act Federal Credit Union | Autotruck Financial Credit Union |
|---|---|---|
| TellerScore | 71 | 72 (stronger) |
| Capital cushion | 59 | 81 (stronger) |
| Loan quality | 79 (stronger) | 59 |
| Earnings | 60 (stronger) | 44 |
| Funding & liquidity | 82 | 100 (stronger) |
| Problem-loan coverage | 92 (stronger) | 91 |
| Peer percentile | 54th | 57th |
| Total assets | $365.0M | $220.4M |
| Deposits / shares | $320.8M | $189.6M |
| Capital ratio | 10.85% | 13.05% (stronger) |
| Problem loans | 0.62% (stronger) | 1.22% |
| Net charge-offs | 0.61% | 0.41% (stronger) |
| Return on assets | 1.00% (stronger) | 0.59% |
| Loans ÷ deposits | 77.8% | 45.2% (stronger) |
| Uninsured deposits | 3.3% (stronger) | 4.6% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.0% | 42.9% |
Autotruck Financial Credit Union has the higher TellerScore (72 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Class Act Federal Credit Union leads on 3 and Autotruck Financial Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.