Side-by-side · Q2 2026 data
Class Act Federal Credit Union vs Members Choice Credit Union
Metric by metric
| Measure | Class Act Federal Credit Union | Members Choice Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 59 |
| Capital cushion | 59 (stronger) | 34 |
| Loan quality | 79 (stronger) | 75 |
| Earnings | 60 (stronger) | 45 |
| Funding & liquidity | 82 | 83 (stronger) |
| Problem-loan coverage | 92 (stronger) | 87 |
| Peer percentile | 54th | 19th |
| Total assets | $365.0M | $430.8M |
| Deposits / shares | $320.8M | $388.4M |
| Capital ratio | 10.85% (stronger) | 8.38% |
| Problem loans | 0.62% (stronger) | 0.76% |
| Net charge-offs | 0.61% | 0.50% (stronger) |
| Return on assets | 1.00% (stronger) | 0.64% |
| Loans ÷ deposits | 77.8% | 77.0% (stronger) |
| Uninsured deposits | 3.3% (stronger) | 8.9% |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.0% | — |
Class Act Federal Credit Union has the higher TellerScore (71 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Class Act Federal Credit Union leads on 5 and Members Choice Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.