Side-by-side · Q2 2026 data
Class Act Federal Credit Union vs Signet Federal Credit Union
Metric by metric
| Measure | Class Act Federal Credit Union | Signet Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 82 (stronger) |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 79 (stronger) | 64 |
| Earnings | 60 | 65 (stronger) |
| Funding & liquidity | 82 | 92 (stronger) |
| Problem-loan coverage | 92 | 92 |
| Peer percentile | 54th | 82nd |
| Total assets | $365.0M | $398.2M |
| Deposits / shares | $320.8M | $332.1M |
| Capital ratio | 10.85% | 16.64% (stronger) |
| Problem loans | 0.62% (stronger) | 1.07% |
| Net charge-offs | 0.61% | 0.28% (stronger) |
| Return on assets | 1.00% | 1.13% (stronger) |
| Loans ÷ deposits | 77.8% | 68.2% (stronger) |
| Uninsured deposits | 3.3% (stronger) | 9.9% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.0% | — |
Signet Federal Credit Union has the higher TellerScore (82 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Class Act Federal Credit Union leads on 2 and Signet Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.