Side-by-side · Q2 2026 data
Clay County Bank, Inc. vs Peoples Bank
Metric by metric
| Measure | Clay County Bank, Inc. | Peoples Bank |
|---|---|---|
| TellerScore | 91 (stronger) | 67 |
| Capital cushion | 98 (stronger) | 47 |
| Loan quality | 91 (stronger) | 80 |
| Earnings | 70 | 72 (stronger) |
| Funding & liquidity | 100 (stronger) | 58 |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 96th | 44th |
| Total assets | $135.9M | $9.5B |
| Deposits / shares | $116.2M | $7.5B |
| Capital ratio | 14.80% (stronger) | 9.70% |
| Problem loans | 0.28% (stronger) | 0.60% |
| Net charge-offs | 0.13% (stronger) | 0.35% |
| Return on assets | 1.26% | 1.31% (stronger) |
| Loans ÷ deposits | 55.9% (stronger) | 89.9% |
| Uninsured deposits | 14.2% (stronger) | 26.4% |
| Offices | 1 | 128 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.3% | 24.1% |
Clay County Bank, Inc. has the higher TellerScore (91 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Clay County Bank, Inc. leads on 6 and Peoples Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Clay, WV