Side-by-side · Q2 2026 data
CLB The Community Bank vs Delta Bank
Metric by metric
| Measure | CLB The Community Bank | Delta Bank |
|---|---|---|
| TellerScore | 58 | 67 (stronger) |
| Capital cushion | 64 (stronger) | 50 |
| Loan quality | 14 | 65 (stronger) |
| Earnings | 84 | 97 (stronger) |
| Funding & liquidity | 78 (stronger) | 54 |
| Problem-loan coverage | 70 | 83 (stronger) |
| Peer percentile | 16th | 34th |
| Total assets | $350.9M | $632.0M |
| Deposits / shares | $313.1M | $558.5M |
| Capital ratio | 11.36% (stronger) | 10.04% |
| Problem loans | 2.58% | 1.04% (stronger) |
| Net charge-offs | 0.45% | 0.02% (stronger) |
| Return on assets | 1.60% | 1.93% (stronger) |
| Loans ÷ deposits | 65.9% (stronger) | 84.3% |
| Uninsured deposits | 29.9% (stronger) | 34.5% |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Delta Bank has the higher TellerScore (67 vs 58). On the 7 directional measures above (where higher or lower is clearly better), CLB The Community Bank leads on 3 and Delta Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.