Side-by-side · Q2 2026 data
Clean Energy Federal Credit Union vs Horizons North Credit Union
Credit union
Clean Energy Federal Credit Union
Englewood, Colorado · $100 million – $1 billion
Metric by metric
| Measure | Clean Energy Federal Credit Union | Horizons North Credit Union |
|---|---|---|
| TellerScore | 53 | 67 (stronger) |
| Capital cushion | 48 (stronger) | 33 |
| Loan quality | 75 | 98 (stronger) |
| Earnings | 12 | 49 (stronger) |
| Funding & liquidity | 60 | 87 (stronger) |
| Problem-loan coverage | 88 | 99 (stronger) |
| Peer percentile | 9th | 41st |
| Total assets | $130.2M | $136.2M |
| Deposits / shares | $112.5M | $125.1M |
| Capital ratio | 9.81% (stronger) | 8.31% |
| Problem loans | 0.74% | 0.05% (stronger) |
| Net charge-offs | 0.57% | -0.01% (stronger) |
| Return on assets | -0.20% | 0.73% (stronger) |
| Loans ÷ deposits | 93.7% | 73.2% (stronger) |
| Uninsured deposits | 20.9% | 6.8% (stronger) |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Horizons North Credit Union has the higher TellerScore (67 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Clean Energy Federal Credit Union leads on 1 and Horizons North Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.