TellerScore

Headquartered in Englewood, Colorado, Clean Energy Federal Credit Union is a federal credit union with $130.2M in total assets and $112.5M in member shares and deposits as of Q2 2026. Its charter dates back to 2017.

Clean Energy Federal Credit Union has a TellerScore of 53 out of 100 (below average) based on Q2 2026 data — higher than only 9% of its 1,341 credit unions with $100 million – $1 billion. Among 62 credit unions headquartered in Colorado, it ranks 53rd. Problem-loan coverage contributes the most (88/100, 6.1%); earnings contributes the least (12/100, -0.20%).

TellerScore · Q2 2026

Scorecard

Capital cushion48/100
Net worth ratio: 9.81%
Loan quality75/100
Loans 60+ days delinquent ÷ total loans: 0.74%
Earnings12/100
Return on assets (annualized): -0.20%
Funding & liquidity60/100
Loans ÷ shares: 93.7% · 20.9% uninsured
Problem-loan coverage88/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 6.13%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 13 points (66 → 53), mostly because the funding & liquidity component weakened by 36 points.

TellerScore
536474Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202468
Q3 202468
Q4 202465
Q1 202574
Q2 202566
Q3 202570
Q4 202561
Q1 202654
Q2 202653
Net worth ratio
7.00%11.29%15.57%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202415.20%
Q3 202415.57%
Q4 202415.46%
Q1 202514.80%
Q2 202511.62%
Q3 202513.65%
Q4 202511.97%
Q1 202610.04%
Q2 20269.81%
Delinquent loans (60+ days)
0.14%0.44%0.74%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.34%
Q3 20240.54%
Q4 20240.68%
Q1 20250.14%
Q2 20250.30%
Q3 20250.39%
Q4 20250.48%
Q1 20260.61%
Q2 20260.74%
Return on assets
-1.80%-1.00%-0.20%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-1.66%
Q3 2024-1.42%
Q4 2024-1.15%
Q1 2025-1.80%
Q2 2025-0.84%
Q3 2025-0.49%
Q4 2025-0.37%
Q1 2026-0.41%
Q2 2026-0.20%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202653$130.2M9.81%0.74%-0.20%93.7%
Q1 202654$127.1M10.04%0.61%-0.41%96.7%
Q4 202561$119.0M11.97%0.48%-0.37%99.4%
Q3 202570$113.7M13.65%0.39%-0.49%75.7%
Q2 202566$110.7M11.62%0.30%-0.84%62.7%
Q1 202574$87.5M14.80%0.14%-1.80%74.6%
Q4 202465$66.9M15.46%0.68%-1.15%104.8%
Q3 202468$66.8M15.57%0.54%-1.42%91.9%
Q2 202468$61.3M15.20%0.34%-1.66%101.8%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.81%
25th
Problem loans0.74%
46th
Net charge-offs0.57%
29th
Return on assets-0.20%
3rd
Loans to deposits93.7%
10th
Uninsured deposits20.9%
2nd
Loan-loss reserves0.00%
50th
Texas ratio6.1%
30th

Similar-size credit unions in Colorado

InstitutionScoreAssetsCapitalProblem loansCompare
Pikes Peak Credit UnionCredit union Colorado Spring, CO76 out of 100, Strong$132.0M11.8%0.52%vs
Horizons North Credit UnionCredit union Westminster, CO67 out of 100, Moderate$136.2M8.3%0.05%vs
Aurora Federal Credit UnionCredit union Aurora, CO62 out of 100, Moderate$139.7M17.8%3.46%vs
Grand Junction Federal Credit UnionCredit union Grand Junction, CO83 out of 100, Strong$115.0M19.7%0.72%vs
Credit Union of the RockiesCredit union Golden, CO53 out of 100, Below average$113.3M11.1%1.92%vs
The District Federal Credit UnionCredit union Aurora, CO50 out of 100, Below average$148.3M7.6%0.95%vs

Deposit insurance

Is my money safe at Clean Energy Federal Credit Union?

Yes. Clean Energy Federal Credit Union is a federally insured credit union (NCUA charter #24889). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 20.9% of shares and deposits ($23.5M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 9.81%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Identity & history

Profile

Legal name
Clean Energy Federal Credit Union
Type
Federal credit union
NCUA charter #
24889
RSSD ID
5167065
Primary regulator
NCUA
Established
2017
Headquarters
PO Box 4233, Englewood, CO 80155
Employees
41

Quick answers

Clean Energy Federal Credit Union: common questions

Is Clean Energy Federal Credit Union NCUA insured?

Yes. Clean Energy Federal Credit Union is a federally insured credit union (NCUA charter #24889). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Clean Energy Federal Credit Union's TellerScore?

53 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.