Side-by-side · Q2 2026 data
Clear Fork Bank, National Association vs Txdot Credit Union
Metric by metric
| Measure | Clear Fork Bank, National Association | Txdot Credit Union |
|---|---|---|
| TellerScore | 79 | 81 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 91 (stronger) | 82 |
| Earnings | 100 (stronger) | 58 |
| Funding & liquidity | 68 (stronger) | 65 |
| Problem-loan coverage | 93 (stronger) | 92 |
| Peer percentile | 88th | 68th |
| Total assets | $1.0B | $18.2M |
| Deposits / shares | $912.0M | $15.0M |
| Capital ratio | 10.57% | 17.19% (stronger) |
| Problem loans | 0.26% (stronger) | 0.54% |
| Net charge-offs | 0.02% (stronger) | 0.21% |
| Return on assets | 2.36% (stronger) | 0.96% |
| Loans ÷ deposits | 87.7% (stronger) | 95.7% |
| Uninsured deposits | 19.3% | 0.0% (stronger) |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.8% | — |
Txdot Credit Union has the higher TellerScore (81 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Clear Fork Bank, National Association leads on 4 and Txdot Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.