Side-by-side · Q2 2026 data
Clear Fork Bank, National Association vs UBank
Metric by metric
| Measure | Clear Fork Bank, National Association | UBank |
|---|---|---|
| TellerScore | 79 (stronger) | 69 |
| Capital cushion | 56 (stronger) | 55 |
| Loan quality | 91 (stronger) | 85 |
| Earnings | 100 (stronger) | 77 |
| Funding & liquidity | 68 (stronger) | 49 |
| Problem-loan coverage | 93 (stronger) | 89 |
| Peer percentile | 88th | 53rd |
| Total assets | $1.0B | $1.0B |
| Deposits / shares | $912.0M | $945.7M |
| Capital ratio | 10.57% (stronger) | 10.46% |
| Problem loans | 0.26% (stronger) | 0.46% |
| Net charge-offs | 0.02% (stronger) | 0.07% |
| Return on assets | 2.36% (stronger) | 1.42% |
| Loans ÷ deposits | 87.7% (stronger) | 89.5% |
| Uninsured deposits | 19.3% (stronger) | 34.8% |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.8% | 21.4% |
Clear Fork Bank, National Association has the higher TellerScore (79 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Clear Fork Bank, National Association leads on 7 and UBank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.